2545 Azzurra Ln, Ocoee, FL 34761
4 beds · 2 baths · 1,937 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to 2545 Azzurra Lane, a beautifully updated home in the guard-gated community of Westyn Bay! Thoughtfully designed for both function and style, this carpet-free home showcases an inviting elongated foyer that sets the stage for its seamless flow. Just off the entry, the dedicated dining room provides a perfect space for hosting, while the home effortlessly opens into the spacious kitchen, café, and gathering room—an ideal layout for entertaining and everyday living. Newly installed French doors lead to the lanai, extending the living space outdoors. The private retreat wing of the home features three secondary bedrooms, a full bathroom, and a conveniently located laundry room, ensuring privacy and practicality. At the top of the hall, the spacious primary suite serves as a serene destination, offering a tranquil escape from the rest of the home. Recent upgrades add modern convenience and efficiency, including new Lifeproof vinyl flooring, new bedroom and living room paint, and new fans and lighting fixtures throughout. The kitchen is equipped with new stainless steel appliances, including a dishwasher, oven, and microwave, while the laundry area features a new washer. Smart-home features include Alexa/Google-compatible outlets. The home’s curb appeal has been refreshed with new landscaping, fresh mulch, a restored mailbox, and gutter system. Beyond the home, Westyn Bay offers an exceptional lifestyle with lush, mature landscaping and interconnected streets, perfect for rollerblading or scooter rides. Resort-style amenities include a pool, splash pad, playground, sand volleyball, basketball and tennis courts, and multiple sports fields. Enjoy peaceful moments at the community dock overlooking Lake Apopka or take in the beauty of the one-mile lakeside trail. The rentable clubhouse provides a fantastic space for private events. Located with easy access to FL-429, this home is just minutes from excellent shopping, dining, and entertainment options. Experience the perfect blend of comfort, convenience, and community—schedule your showing today!
Source: STELLAR #O6289616
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6289616
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.