25426 Saint Helena Ln, Punta Gorda, FL 33983
3 beds · 3 baths · 1,911 sqft
Under contract-accepting backup offers. Welcome to your dream home with a gorgeous POOL and WATER VIEW!! This stunning 3-bedroom, 2.5-bath residence, located on a quiet dead-end road, offers the perfect blend of luxury, comfort, and breathtaking views. Situated with an incredible view of the lake, this home boasts an array of exceptional features. The expansive great room is perfect for relaxing or entertaining, with high ceilings, beautiful windows with plantation shutters. custom nickel gap shiplap wall and brand-new carpet for added comfort. The kitchen, a chef’s delight, includes an eat-in area, ample counter space, and sliding recessed doors leading directly to the pool and lanai. Host elegant dinners in the formal dining room as you enjoy your guests both in and outdoors with plenty of space for everyone. The spacious primary suite is a true retreat, complete with recessed sliding doors that provide access to the pool and lanai area. Enjoy the spa-like feel of your en suite bathroom that boasts a dual shower, double vanities, built-in cabinets and drawers, and two walk-in closets. The split bedroom floor plan two generously sized guest bedrooms ensure comfort and privacy for family and guests, and the guest bathroom conveniently includes an entrance to and from the pool area. Enjoy Florida living at its finest with a pristine pool, that was resurfaced and a new pool pump installed in 2023, is surrounded by a spacious lanai—ideal for relaxing or entertaining. The beautifully landscaped lawn is equipped with lighting and irrigation from the lake, creating a picturesque and low-maintenance outdoor space. Additional amenities include a large laundry room with a sink, toilet and ample storage, as well as a two-car garage with a brand-new door as well as a full door screen, offering plenty of space for vehicles and storage. The home features all new light fixtures and ceiling fans and has been freshly painted. The ROOF was replaced in 2016 and the AC unit in 2017. Don't miss this opportunity to own a slice of paradise. Contact us today to schedule a private showing and experience the beauty and luxury of this exceptional lakeside home.
Source: STELLAR #n6133703
Source: STELLAR #n6133703
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.