2541 Two Socks Run, Guthrie, OK 73044
3 beds · 3 baths · 2,385 sqft
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Nestled near the heart of Guthrie, this stunning 2,385 sq. ft. craftsman-style home offers modern comfort and timeless design. Situated on 1.03 acres, this 3-bedroom, 2.1-bathroom gem, built in 2022, is located in the Guthrie School District and enjoys close proximity to Hwy 74 and Hwy 33, making it a short drive to Guthrie, Edmond, and NW Oklahoma City. Inside, you’ll find gorgeous natural stained wood floors and modern lighting throughout the open-concept living and kitchen area. The living room features a gas log fireplace with a large wooden mantle and built-in cabinets, with a sliding glass door leading to the covered patio. The kitchen boasts stainless steel appliances, including a gas range, dishwasher, microwave, and refrigerator, expansive quartz countertops, a spacious walk-in pantry, and a center island with stylish brass hardware. Wooden shelves and sleek cabinetry add both functionality and charm. At the front of the home, a dedicated study with built-in shelves and high-speed internet provides the perfect workspace. The primary suite is a serene retreat with a vaulted ceiling, abundant natural light, and a luxurious ensuite bath featuring a curb-less walk-in shower, a large soaking tub, and a walk-in closet that connects directly to the laundry room. The laundry area offers abundant storage, wooden shelves, and a utility sink for convenience. Two secondary bedrooms share a spacious Jack-and-Jill bathroom, while the mudroom provides additional storage and connects to the two-car garage with an in-ground storm shelter. Enjoy Oklahoma sunrises and sunsets from the large covered front and back porches, with ample space for entertaining. Shops are allowed, and the property is located near Cedar Valley Golf Course, making this home a perfect blend of modern amenities and serene country living. Don't miss the opportunity to make this exceptional property yours! Schedule your showing today!
Source: MLSOK #1145828
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: MLSOK #1145828
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.