2541 SW 10th Ave, Cape Coral, FL 33914
3 beds · 2 baths · sqft
NEWER CONSTRUCTION HOME, BUILT IN 2018 by a local reputable builder!!! Code compliant with Hurricane impact rated windows, NO FLOOD INSURANCE NEEDED HERE!!! HIGH AND DRY! BRAND NEW SALTWATER POOL, Pool Cage, and pool equipment!!! Jandy Pool pump and gulfstream energy efficient heater. JCX Smartpool System that allows you to control the heater, pump, timers, and LED lights from an app on your phone! The vinyl privacy fence gives you maximum privacy from the neighboring homes in your beautiful backyard. Imagine enjoying your brand new pool under your expansive lanai under truss (not a cheap addition that needs replacing every 10 years) that stretches the width of the back of the home offering ample space for an outdoor kitchen. The LED color changing soffit lighting and the wifi ready sprinkler system both enhance the curb appeal of this home allowing you to control things while you're home or away right from your phone! The Arlo smart doorbell (just like a ring doorbell) in combination to all of the other smart home features make this home lower maintenance and short term rental ready. Set it and forget it. Enough about the outside, let's explore the inside.... As soon as you enter the home you're greeted by soaring cathedral ceilings and that open concept everyone desires. Beautiful white cabinetry, light countertops, wood look tile, and stainless steel appliances give this home timeless finishes that EVERYONE in Florida will always love. The primary bedroom offers ample space and custom tray ceilings as well as a spacious bathrooms with a modern dark tile (that doesn't show stains) and custom shelving in the closet. This home is centrally located and just minutes from the intersection of Skyline and Veterans and then around 7 minutes from the up and coming Pine Island Corridor that is lined with chain restaurants, shops, and more! This is the best priced pool home in SW Cape Coral with plenty of Comparable sales to justify!!! If you're looking for new or newer homes then this is it! Schedule your showing today!
Source: FORTMYERS #224066708
Interest rate and monthly payment estimated based on public records.
Source: FORTMYERS #224066708
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #224066708
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.