2539 Stargrass Cir, Clermont, FL 34715
3 beds · 3 baths · 2,326 sqft
Prepare to be amazed by this IMPECCABLE LAZIO model with a Screened Heated Pool and Spa in the coveted 55+ GATED Community of the Esplanade at Highland Ranch in Clermont. Boasting a 3 Car EXTENDED Garage with a Beautiful Epoxy Floor Finish and situated on a Premium 60' lot, this one-story residence offers a STUNNING open see-through floor plan. As you step through the Leaded Glass front door, you'll immediately notice the meticulous Craftsmanship and thoughtful design. This 3-bedroom, 3-bath home features spacious room sizes and numerous Custom and Design Center upgrades, in addition to the Beautiful Wainscoting and Columns. The Extended GOURMET KITCHEN is a highlight with Upgraded Stainless Steel Appliances, Gorgeous Glazed/Painted Solid Wood “Double Stack” Cabinetry with Upgraded Crown molding, Under Cabinet Lighting, Quartz Countertops, Stainless Steel Apron Sink, Glass Ceramic Tile Backsplash, Pendant Lighting over a large Granite topped Island with a Breakfast Bar, additional cabinetry at the front of the island and a step-in corner pantry. The Primary Retreat is a true sanctuary with a large walk-in shower and an additional handheld sprayer, comfort height double sink vanity, a water closet, and a fabulous Walk-In CLOSET with BUILT-IN ORGANIZERS. Two additional bedrooms cater to visiting guests, with one having a private En-Suite. Notable enhancements include Tray Ceilings, upgraded Luxury Vinyl Plank Flooring in the Main Living areas and the Primary Suite, a Floor Electrical Receptacle in the Family Room and Plantation Shutters. There is also upgraded wall and floor tile in all bathrooms, CROWN MOLDING in the Main Living Areas, Primary Suite and the Office/Flex Room. The office built-ins with quartz inlaid desktop is a Beautiful enhancement. The laundry room features upper and lower cabinetry, quartz countertop, glass ceramic tile backsplash, and a sink for your convenience. The exterior is very impressive with extensive landscaping improvements, Stone Accents, an extended under-roof lanai, lanai ceiling fans, Upgraded Brick Pavers, power roll down shades, and a great view of the Heated POOL (3 feet to 6 feet) and SPA with a Pebble-Tech Finish and many lighting choices, creating a RELAXING PARADISE. The exterior of the home was painted in 2022. Energy efficiency is excellent due to the Block Core-Filled Insulation, R-38 Ceiling Insulation, Double Pane and Low E windows and a Tankless Gas Hot Water Heater for an endless supply of hot water. Additionally, 26 recessed ceiling lights were added throughout the home. The Esplanade at Highland Ranch offers RESORT STYLE Community Amenities include Clubhouse, Pool, Spa, Resistance Pool, Clay Tennis and Bocce' Courts, 4 Pickle Ball Courts (All Sports Courts are lighted for nighttime play), Fire Pit, Movement Studio, Activities, Clubs, Billiards & more. There is a Dog Park for your furry family members too! Close to South Lake Hospital, Advent Health, VA, Medical Offices, NTC (National Training Center), SHOPPING & DINING. Miles of Biking/Walking Trails and a 15-minute drive to either Downtown Clermont or Winter Garden for more enjoyment. For your traveling convenience, The Esplanade at Highland Ranch is a few minutes to the Florida Turnpike where OIA and Attractions are about 30 minutes away. HOA includes Lawn/Shrub Care, Fertilizing, Irrigation maintenance as well as Amenities. THIS HOME IS AN ABSOLUTE MUST SEE! The Esplanade at Highland Ranch does NOT have a CDD.
Source: STELLAR #O6293720
Source: STELLAR #O6293720
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.