2538 Preston View Ct SW, Atlanta, GA 30315
3 beds · 3 baths · 2,320 sqft
Welcome to this meticulously designed, craftsman-styled home that seamlessly blends classic charm with modern conveniences. As you approach, the inviting covered front porch beckons you to imagine mornings sipping coffee or evenings enjoying the sunset. Upon entering, be immediately greeted by an abundance of natural lighting that bathes both upstairs and downstairs, creating a warm and inviting ambiance throughout the home. The main floor showcases an open-concept fireside living room with pristine luxury vinyl plank flooring, offering durability without compromising on style. Ascend the staircase adorned with timeless hardwood, leading you to a tastefully curated mix of newly installed carpet and rich hardwood flooring on the second level. For those who love to cook and entertain, the heart of this home boasts a gas-burning stove, setting the stage for gourmet experiences and cozy gatherings alike. The adjacent dining and living areas provide a perfect backdrop for hosting friends and family. Step outside to discover a private fenced backyard offering a serene retreat for relaxation or play, ensuring both privacy and security. The convenience continues with a spacious 2-car garage, providing ample storage and protection for vehicles and belongings. Upstairs, find a versatile loft space that can be tailored to fit your lifestyle - whether it be a home office, play area, or additional lounge space. The generously sized bedrooms are a haven of comfort, with the oversized tray ceiling owner's suite standing out as a true sanctuary. Retreat to this expansive space featuring a walk-in closet, ensuring ample storage for your wardrobe and accessories. The owner's ensuite bath is a spa-like retreat in itself, boasting a double vanity sink, a separate shower, and a luxurious tub, offering the perfect setting to unwind after a long day. Additional highlights of this exceptional home include a freshly designed laundry room, ensuring chores are a breeze, and an abundance of storage space found in the garage and the first bedroom, catering to all your organizational needs. You'll never have to burden yourself with lawn care as the HOA covers mowing, mulching, edging, and trimming in both the front and back yard. Experience the epitome of elegance, comfort, and convenience in this craftsman-styled masterpiece. Schedule your private tour today and envision the possibilities of calling this exquisite property 'home'.
Source: GAMLS #7357892
Source: GAMLS #7357892
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7357892
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.