VA loan
1 of 35
VA loan

2538 Preston View Ct SW, Atlanta, GA 30315

3 beds · 3 baths · 2,320 sqft sqft

Welcome to this meticulously designed, craftsman-styled home that seamlessly blends classic charm with modern conveniences. As you approach, the inviting covered front porch beckons you to imagine mornings sipping coffee or evenings enjoying the sunset. Upon entering, be immediately greeted by an abundance of natural lighting that bathes both upstairs and downstairs, creating a warm and inviting ambiance throughout the home. The main floor showcases an open-concept fireside living room with pristine luxury vinyl plank flooring, offering durability without compromising on style. Ascend the staircase adorned with timeless hardwood, leading you to a tastefully curated mix of newly installed carpet and rich hardwood flooring on the second level. For those who love to cook and entertain, the heart of this home boasts a gas-burning stove, setting the stage for gourmet experiences and cozy gatherings alike. The adjacent dining and living areas provide a perfect backdrop for hosting friends and family. Step outside to discover a private fenced backyard offering a serene retreat for relaxation or play, ensuring both privacy and security. The convenience continues with a spacious 2-car garage, providing ample storage and protection for vehicles and belongings. Upstairs, find a versatile loft space that can be tailored to fit your lifestyle - whether it be a home office, play area, or additional lounge space. The generously sized bedrooms are a haven of comfort, with the oversized tray ceiling owner's suite standing out as a true sanctuary. Retreat to this expansive space featuring a walk-in closet, ensuring ample storage for your wardrobe and accessories. The owner's ensuite bath is a spa-like retreat in itself, boasting a double vanity sink, a separate shower, and a luxurious tub, offering the perfect setting to unwind after a long day. Additional highlights of this exceptional home include a freshly designed laundry room, ensuring chores are a breeze, and an abundance of storage space found in the garage and the first bedroom, catering to all your organizational needs. You'll never have to burden yourself with lawn care as the HOA covers mowing, mulching, edging, and trimming in both the front and back yard. Experience the epitome of elegance, comfort, and convenience in this craftsman-styled masterpiece. Schedule your private tour today and envision the possibilities of calling this exquisite property 'home'.

Roam helps you take over the seller’s lower interest rate 1
We help you assume the seller's mortgage and avoid higher prevailing market rates.

45-day closing guarantee 2
We work directly with the mortgage servicer to help you quickly and easily close the transaction.

VA loan
Eligible for investors
Not a veteran? You may still be qualified to assume the mortgage.
Location
Details
Home
Size
2,320 sqft
Lot size
0.18 acres
Year built
2006
Type
Single Family Residence

Source: GAMLS #7357892

How it works

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

Tour

Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.

Offer

Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.

Close

Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.

Who can qualify

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Frequently asked questions

What is Roam?

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Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

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An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

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When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Will an assumption work for me?

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An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.

Why do buyers use Roam?

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Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.

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Last updated: Jun 24, 2024 10:19 pm
Listing agent: Spencer Peterson (404) 630-0965
Listing provided courtesy of: The Armani Agency (470) 795-9682
Details provided by GAMLS and may not match the public record.
MLS ID: #7357892
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright © 2024 GAMLS. All rights reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
Disclaimers
1 Roam connects buyers and sellers to homes with assumable mortgages via a concierge service. Roam does not offer or engage in mortgage lending activity.
2 45 day guarantee is subject to credit approval by your loan servicer.
3 The assumable interest rate shown for this assumable mortgage is an estimate using the average of interest rates in this home's area at the time of the last sale. The actual assumable interest rate may differ. Estimated payments do not include taxes and insurance premiums. Actual payments will be greater with taxes and insurance included. Roam connects buyers and sellers to home with assumable mortgages via a concierge service. Roam does not offer mortgage loans, extend credit, make credit determinations, or otherwise engage in mortgage lending or brokering activities. The lender makes all credit and qualification decisions with buyers. Any determination to extend credit to a buyer is a decision by the lender, and not by Roam.
4 The lender makes all credit and qualification decisions with buyers. Any choice to extend credit to a buyer is a decision by the lender, and not by Roam.