2537 Harn Blvd # 3, Clearwater, FL 33764
2 beds · 3 baths · 1,252 sqft
Step into your new home in Clearwater! This two-story townhouse is the perfect blend of comfort and style. With two bedrooms, 2.5 baths, and a spacious open floor plan, you'll have plenty of room to relax and entertain. The kitchen features stainless steel appliances and ample counter space. The family and dining rooms boast brand-new luxury vinyl flooring, creating a warm and inviting atmosphere. You will also find a half bath on the first floor for convenience. Venture upstairs to discover brand-new carpet adorning the stairs and second level, adding a touch of style and durability to your daily life. Unwind in style in the primary bedroom, a peaceful retreat with an ensuite bathroom and double closets. An additional bedroom provides flexibility for guests, a home office, or whatever suits your needs. A convenient laundry area completes the layout, providing comfort and functionality for everyday living. One of the highlights of this home is that it is located in the back of the community, with the walking and biking trails directly behind the property. Plus, you will have access to the Morningside Recreational Center amenities for an additional fee. You are conveniently located near top-notch restaurants, pristine beaches, and Tampa International Airport. Take advantage of this exceptional opportunity—schedule your showing today!
Source: STELLAR #u8246116
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8246116
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8246116
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.