2536 Pintail Loop, Copperas Cove, TX 76522
5 beds · 3 baths · sqft
Ahhh! Stretch Out. Relax and enjoy life more in this 5-bedroom, 3-bathroom home that offers over 3,000 square feet of living space on two floors. Designed for both comfort, style or the growing family. From the open kitchen to the liberally sized living family, this residence features ample room for family gathering, making memories and entertainment. Enjoy the luxury and of two separate living room areas, perfect for entertaining or family relaxation after a long day at work. A modern kitchen that a chef would die for. Convenient double oven, great for those holiday meals cooked up for family and friends, granite counter tops, oversize kitchen island. In-laws' bedroom and bathroom on the bottom floor, master bedroom on second floor includes a walk-in closet, providing ample storage and a touch of luxury. Four additional bedrooms offer generous space for family members or guests, each designed with comfort in mind. The dedicated laundry area comes equipped with a sink, adding functionality and ease to household chores. With 3,000 square feet, this home offers abundant space for all your needs. extended enclosed patio for outside entertainment or BBQ get together with family and friends. The are so many possibilities, memories and excitement can be made at this address. Situated in one of the most desirable neighborhoods in Copperas Cove, it is close to local, schools, and parks, the by-pass around the city and short driving distance to the city's shopping district making it an ideal choice for families and a place to call home. You can't overlook this home. A real treasure.
Source: CENTRALTEXAS #564127
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #564127
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #564127
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