25325 Welsh Poppy Way, Land O Lakes, FL 34639
2 beds · 3 baths · 2,014 sqft
MUST See!!! This immaculate, ENERGY STAR® certified home, featuring Two Primary Ensuite Bedrooms, is nestled in the gated Woodlands at Stagecoach community and could be your new sanctuary. The professionally landscaped front yard and paver driveway welcome you into this beautifully upgraded oasis with two primary bedrooms, plus office, and three baths. Upon entering, you'll be greeted by towering 12-foot ceilings and a wide foyer that leads into an open-concept kitchen, dining, and living area—ideal for entertaining family and friends. The gourmet kitchen boasts quartz countertops, a double oven, pendant and recessed lighting, and a large island that comfortably seats additional guests. Enjoy the cozy breakfast nook, upgraded 42” wood cabinets, ample storage space, stainless steel appliances, and a must-have walk-in pantry for the home chef. The living room features a tray ceiling and bright, airy views of the fenced, landscaped backyard, which includes a spacious screened-in patio with epoxy floors—perfect for outdoor gatherings. Each primary bedroom is designed with recessed lighting, a giant walk-in closet with custom built-ins, and an ensuite bathroom equipped with dual vanities, a stone countertop, an additional linen closet, and a large walk-in shower. The additional den or office, includes built-in desks and a ceiling fan. Convenience is key with an inside laundry area that features a washer and dryer, along with custom storage cabinets. For added security, the home includes an alarm system that can be activated and monitored, along with a front keyless entry and Ring doorbell. Homeowners will appreciate the Energy Star certified features, including an efficient radiant barrier roof, R-30 insulation in the ceiling, heat-dispersing roof vents, a Carrier 15-Seer AC system with Puron air conditioning and Wi-Fi-controlled thermostat, dual-pane insulated windows and doors, ENERGY STAR® appliances, and low-flow plumbing fixtures—all designed to help save on utility costs. Located just minutes from I-75/I-275, you’ll find yourself close to Tampa Retail Outlets, Shops at Wiregrass, and the Wesley Chapel/New Tampa and Land O' Lakes areas. Enjoy a low HOA with no CDD fees. Don’t miss your chance—schedule your private showing today!
Source: STELLAR #tb8307123
Source: STELLAR #tb8307123
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8307123
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.