2530 Carrickton Cir, Orlando, FL 32824
4 beds · 3 baths · 2,032 sqft
Welcome HOME to Preston Pointe in the sought-after Wyndham Lakes Estates community of Orlando! Situated on a one-of-a-kind PREMIUM OVERSIZED CORNER LOT with lush landscaping. This property offers over 2,000 sqft of thoughtfully designed living space with 4 bedrooms, 3 full bathrooms, a 2-car garage, and beautiful ceramic tile flooring everywhere except the bedrooms. The spacious primary bedroom is located off the living space in the back of the home for privacy. It features two large walk-in closets and a spacious ensuite with double sinks, granite countertops, a tub with separate shower stall, and a toilet room. Towards the front of the home two additional bedrooms share a second full bathroom. Across the hall you will find the laundry room, as well as a fourth bedroom with its own private full bathroom, providing both comfort and convenience for guest or family members. The amazing layout optimizes the living space with an open concept kitchen overlooking the living area, dining room, and outdoor screened lanai, making it perfect for both everyday living and special occasions. The kitchen features granite countertops, a large breakfast island that seats 3-4 people, General Electric stainless steel appliances, a walk-in pantry, 42” brown cabinets, and plenty of counter space. The family room leads to the serene screened back lanai, where you can relax and enjoy the peaceful and ample sized backyard. The exterior is equipped with gutters for efficient water drainage, which not only improves the functionality of the property but it also adds to its long-term value. Recent upgrades include a new roof (2020), new HVAC system (2020), a new Hybrid water heater (2021), New exterior paint (2023). This home is conveniently located just a short drive or bike ride to the Wyndham Lakes Estates community clubhouse, offering: a well-equipped fitness center with adjacent nursery and banquet hall, community swimming pool, playground, tennis and basketball courts. HOA includes cable TV and high-speed internet. This vibrant community is situated strategically with easy access to key commuter routes such as 417, I-4, 528 and Turnpike. Also, within minutes from the VA hospital, Lake Nona Medical City, MCO Orlando International Airport, shopping centers, restaurants, salons, attractions, and top-rated schools. Schedule your showing today before someone else grabs this AMAZING home!
Source: STELLAR #o6258106
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6258106
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6258106
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.