2526 SW 10th Ave, Cape Coral, FL 33914
3 beds · 2 baths · 2,153 sqft
Are you searching for the perfect home in SW Cape Coral? X Zone? Look no further! This wonderful 3-bedroom, 2-bathroom freshwater front property is now available, offering an ideal blend of comfort, style, and convenience. This home boasts three spacious bedrooms and two bathrooms, perfectly designed to accommodate a family or anyone who loves having extra space for guests. The guest bath offers direct access to the screened lanai and can serve as a pool bath if you would like to add a pool to the spacious back yard. The cathedral ceiling adds an element of elegance and spaciousness to the interior, creating an airy and open atmosphere. The plant shelves in the living room are prewired to add lighting for extra ambiance to this great space. The split bedroom floorplan allows for privacy and is well thought out. The primary suite offers two walk in closets as well as a dual sink vanity with a custom touches. Both guest bedrooms feature a walk in closet. Enjoy picturesque views and serene surroundings with this property's freshwater front location. It's a perfect spot for relaxation and enjoying nature. The yard is adorned with beautiful, lush flowering trees, providing a vibrant and colorful outdoor space perfect for gardening enthusiasts or anyone who appreciates nature's beauty. For privacy and security, the property is fully fenced. Recent Upgrades include a new roof in 2023 featuring Owens Corning Duration Series shingles. Additionally, the house has been freshly painted, the water heater is approximately 4 years new and the A/C was updated approximately 8 years ago. This home has been lovingly maintained and cared for and is located close to shopping and dining options. This home ensures you have easy access to all the conveniences you need. Whether it's a quick grocery run or a night out, everything is just a short drive away. City water and sewer are in with a small balance remaining on the assessments. Don't miss out on the opportunity to own this wonderful home in SW Cape Coral. It's a perfect blend of modern amenities and natural beauty, offering a unique and desirable living experience.
Source: FORTMYERS #225005547
Source: FORTMYERS #225005547
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.