2523 Tamarack Dr, Jasper, GA 30143
3 beds · 3 baths · 2,798 sqft
DRASTICALLY REDUCED! Quiet, Peace and Tranquility! A Beautiful Mountain Getaway! This home offers lots of space in this 3 bedroom, 2.5 bath home located on 1.03 acres, two lots. You could sell the side lot or keep it for yourself for that extra space. Enjoy nature and watching deer and other wildlife from the covered, rocking chair front porch and the large back deck. The main floor features a living room, den, formal dining room, eat-in kitchen, half bath, and laundry/utility room. Living room has built-in bookcases, hardwood floors, and wood or gas fireplace for those cold winter nights. Kitchen has granite counter tops, lots of counter space, pantry and all the kitchen appliances remain. Upstairs has 3 bedrooms and 2 full baths. Spacious primary bedroom has vaulted ceilings with 3 skylights to enjoy the night sky. Primary bedroom has his-n-her closets (hers is a walk-in closet), ensuite bath has double vanities, whirlpool tub and separate tile shower. The basement is partially finished, garage and space for a workshop. Dual HVAC system. The refrigerator in the basement remains. Bent Tree is an amazing community with a 110-acre stocked lake for fishing, boating, and enjoying the beach area. You and your family will enjoy the 18 hole golf course, pools, playground with picnic area, tennis, pickleball and basketball courts, restaurant, stable offering riding, dog park, hiking trails that lead to waterfalls, and much, much more. For your peace of mind there is 24/7 security gates. Home is conveniently located close to the back gate and just an hour north of Atlanta. Great week-end getaway or you may never want to leave this peaceful retreat with all the wonderful amenities.
Source: FMLS #7410086
Source: FMLS #7410086
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7410086
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.