252 Villoresi Blvd, Nokomis, FL 34275
4 beds · 2 baths · 2,023 sqft
NEW PRICE!!! RELOCATING...MOVTIVATED! Welcome Home to this beautiful 2021 UPGRADED DELRAY 4-bedroom, 2-bathroom, 3-CAR GARAGE overlooking the LAKE! You will not find another waterfront home UPDATED...NEW...and this size at this Price in the highly desirable community of Toscana Isles! Located perfectly in Nokomis, FL, right off of Laurel Rd and close to I-75; this community is positioned close to all the best Gulf Beaches- Nokomis, Venice, Siesta Key; Historical Venice Island, North Jetty; SMH; restaurants, shopping and more! Toscana Isles is one of the area's fastest growing gated, amenity-rich and maintenance-free communities with LOW HOA FEES ($728/quarter). With one of the largest lakes, this community allows for kayaking without ever leaving your community! The 8,000 SF lakefront clubhouse overlooks a stunning heated infinity pool, top of the line fitness center, billard room with separate gathering room and bar area; tennis courts, pickleball courts, playground, dog park and a VERY ACTIVE Social Calendar! Toscana Isles is designed for the active lifestyle and right outside your backdoor you can fish, kayak or canoe on the lake! This HOME IS MOVE-IN READY featuring an ABUNDANCE OF UPGRADES, including: Plantation Shutters throughout, crown molding in the primary, dual-foyer, and great room; plank tile flooring in main living areas including the 4th bedroom and laundry room. The Gourmet Kitchen features tile backsplash, added lighting under cabinetry, canned LED lighting added, Stainless Steel Appliances, crown molding on cabinetry, a walk-in pantry and Quartz countertops throughout the home! The primary en suite is a dream with lake views, a custom designer wall, dual closets, dual quartz sinks, tiled walk-in shower and a separate toilet closet. The layout of this home is perfect as it features a true split floorplan and ability to live, entertain and work all at once if necessary or desired. The abundance of storage in this home, the 8' doors, dream gourmet kitchen, TRUE 4-bedrooms, screened-in backyard lanai off of the lake with the 3-car garage with NEW Epoxy flooring is practically on everyone's short list! So do not wait! Call today for your private showing. This is the perfect slice of paradise, snowbird getaway or investment property! This home checks all the boxes and is Priced to Sell! Motivated Seller!
Source: STELLAR #n6133897
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #n6133897
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6133897
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