252 VILLORESI BLVD, Nokomis, FL 34275
Welcome Home to this beautiful 2021 UPGRADED DELRAY 4-bedroom, 2-bathroom, 3-CAR GARAGE overlooking the LAKE! You will not find another waterfront home UPDATED...NEW...and this size at this Price in the highly desirable community of Toscana Isles! Located perfectly in Nokomis, FL, right off of Laurel Rd and close to I-75; this community is positioned close to all the best Gulf Beaches- Nokomis, Venice, Siesta Key; Historical Venice Island, North Jetty; SMH; restaurants, shopping and more! Toscana Isles is one of the area's fastest growing gated, amenity-rich and maintenance-free communities with LOW HOA FEES ($728/quarter). With one of the largest lakes, this community allows for kayaking without ever leaving your community! The 8,000 SF lakefront clubhouse overlooks a stunning heated infinity pool, top of the line fitness center, billard room with separate gathering room and bar area; tennis courts, pickleball courts, playground, dog park and a VERY ACTIVE Social Calendar! Toscana Isles is designed for the active lifestyle and right outside your backdoor you can fish, kayak or canoe on the lake! This HOME IS MOVE-IN READY featuring an ABUNDANCE OF UPGRADES, including: Plantation Shutters throughout, crown molding in the primary, dual-foyer, and great room; plank tile flooring in main living areas including the 4th bedroom and laundry room. The Gourmet Kitchen features tile backsplash, added lighting under cabinetry, canned LED lighting added, Stainless Steel Appliances, crown molding on cabinetry, a walk-in pantry and Quartz countertops throughout the home! The primary en suite is a dream with lake views, a custom designer wall, dual closets, dual quartz sinks, tiled walk-in shower and a separate toilet closet. The layout of this home is perfect as it features a true split floorplan and ability to live, entertain and work all at once if necessary or desired. The abundance of storage in this home, the 8' doors, dream gourmet kitchen, TRUE 4-bedrooms, screened-in backyard lanai off of the lake with the 3-car garage is practically on everyone's short list! So do not wait! Call today for your private showing. This is the perfect slice of paradise, snowbird getaway or investment property! This home checks all the boxes and is Priced to Sell!
You may be able to put down less than the total down payment amount of $200,282 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #n6133897