252 Hyrne Dr, Goose Creek, SC 29445
4 beds · 3 baths · sqft sqft
Seller will pay $4000 of Buyer's closing cost at closing! Nestled in the tranquil, sought-after neighborhood of Medway Landing, this charming two-story home offers the perfect blend of comfort, space, and modern functionality. Boasting 4 spacious bedrooms, 2.5 bathrooms, and NEW INTERIOR PAINT, this home is designed to accommodate your needs now and for years to come.Step inside the foyer to be greeted by lovely luxury vinyl plank flooring that runs throughout the first floor. Beyond the foyer you'll enter the heart of the home--a stunning, open-concept kitchen, with granite countertops and white cabinets, and dining area, perfect for everything from casual meals to culinary creations. This inviting space seamlessly flows into the spacious great room,making it an ideal setting for entertaining guests or enjoying quiet evenings with loved ones. At the front of the home, you'll find a versatile flex space that's limited only by your imagination, perfect for a home office, playroom, or formal sitting area to suit your changing lifestyle. Upstairs, the owner's suite provides a peaceful retreat, complete with a tray ceiling and a luxurious private bathroom featuring a huge walk-in closet- your personal sanctuary. With the laundry room conveniently located just steps away, everyday tasks become effortless. Three additional well-appointed bedrooms offer unique charm, and a full bathroom nearby provides convenience and comfort for the entire family. WASHER & DRYER WILL CONVEY AT NO COST! Outside, your fully-fenced, spacious backyard awaits, perfect for outdoor gatherings, playtime, or simply relaxing in the fresh air. Every detail of this thoughtfully designed home has been crafted to elevate your lifestyle, ensuring ease, comfort, and timeless appeal. Don't miss your chance to make this stunning residence your forever home. Schedule a showing today and start creating lasting memories! Less than 10 minutes to the Nuclear Power School and Naval Weapons Station.
Source: CTAR #24025960
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24025960
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24025960
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.