25153 E Lenox Cir, Punta Gorda, FL 33950
2 beds · 2 baths · 1,510 sqft
Under contract-accepting backup offers. A Stunning Villa in WATERFORD ESTATES IN BEAUTIFUL Punta Gorda, FL. NOTE: Assumable VA Loan @ 2.5. Waterford Estates is a vibrant gated community nestled in a serene corner of beautiful Punta Gorda. This lively neighborhood a wealth of amenities, including a well-appointed Clubhouse, two sparkling pools, a fully equipped gym, a spacious community room for gatherings and events, and sidewalks surrounding the community for your walking pleasure. Whether you enjoy bocce ball or pickleball, there’s something for everyone to stay active and engaged. Best of all, you’ll be greeted by some of the friendliest neighbors around, making you feel right at home from the moment you arrive. Step into luxury with this beautifully appointed Two-bedroom, Two-bath plus a Den villa located in the heart of Punta Gorda. This home exudes style and sophistication, offering the perfect blend of modern upgrades and classic charm. This villa features elegant and durable luxury vinyl plank flooring throughout, providing a warm and inviting ambiance that flows seamlessly from room to room. Enjoy both style and functionality with plantation shutters installed on every window, allowing you to control the natural light while adding a touch of Southern charm. The kitchen is a chef’s dream, featuring a deep custom sink that makes meal prep a breeze, complemented by upgraded light fixtures that enhance the space with a modern flair. The main bedroom is a sanctuary of comfort, complete with extra shelving for all your storage needs, making it easy to keep your space organized and clutter. The main bathroom offers a spa-like experience with a glass sliding door in the shower, adding both elegance and convenience to your daily routine. Throughout the villa, you’ll find upgraded light fixtures and fans, adding to the home’s stylish appeal and providing both form and function. This villa in Punta Gorda, FL, isn’t just beautiful inside—it offers an array of exterior features designed to enhance your comfort, safety, and convenience. Stay cool year-round with an upgraded, extra-large AC unit that ensures efficient climate control, keeping your home comfortable even during the hottest Florida days The garage is more than just a space to park; it’s a well-maintained extension of the home, featuring durable epoxy flooring that’s easy to clean and resistant to wear and tear. Protect your home from the elements with wrap-around rain gutters that efficiently manage water runoff, safeguarding your foundation and landscaping. Safety is paramount, and this villa is equipped with custom-made accordion hurricane shutters, providing peace of mind during storm season while adding a layer of security year-round. Enjoy your outdoor space in any weather with a closed lanai featuring acrylic windows. This space offers the perfect balance of indoor comfort and outdoor enjoyment. The lanai is further enhanced with carpeting and custom-made solar shades, creating a cozy outdoor living area that’s protected from the sun’s harsh rays, making it ideal for relaxing or entertaining. This villa offers a perfect blend of luxury and practicality, making it an ideal choice for those seeking a well-appointed home in a vibrant community. This villa is more than just a home; it’s a lifestyle. Don’t miss the chance to make this beautiful space your own. Contact us today to schedule a viewing and see all that this stunning villa has to provide!
Source: STELLAR #c7497078
Source: STELLAR #c7497078
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7497078