2515 TANNERY CT, Jefferson, GA 30549
**MOTIVATED SELLERS** Sellers are offering 1 year home warranty to buyers. Welcome to this stunning 5-bedroom, 4-bathroom home in the highly sought after Traditions of Braselton, a premier swim and tennis community. This elegant residence combines luxurious living with the comfort and convenience of a vibrant neighborhood. As you step inside, you'll be greeted by a grand foyer leading to an open-concept living area, perfect for hosting gatherings or enjoying cozy family nights. The gourmet kitchen features high-end stainless steel appliances, granite countertops, a spacious island, and a butler's pantry, making it a chef's dream. The main level offers a guest suite with a full bath, ideal for larger families or guests. Upstairs, the expansive primary suite is a true retreat, complete with a spa-like ensuite bathroom featuring dual vanities, a soaking tub, a separate shower, and a large walk-in closet. Additional bedrooms are generously sized, each offering ample closet space and access to well-appointed bathrooms. The home also includes a versatile loft/flex space that can serve as a home office, media room, or playroom, catering to all your lifestyle needs. Outside, you'll find a beautifully landscaped yard with a patio, perfect for outdoor dining or relaxing after a day at the community pool or tennis courts. With easy access to schools, shopping, and dining, and just minutes from the golf course, this home in Traditions of Braselton offers the perfect blend of luxury and community living. Don't miss out on this exceptional opportunity!
You may be able to put down less than the total down payment amount of $27,554 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10279838