2513 HIDDENBROOKE TRCE, Seguin, TX 78155
**Charming Single-Story Home in Hiddenbrooke, Seguin, TX - Ready to Move In!** Welcome to your dream home nestled in the highly sought-after Hiddenbrooke community of Seguin, TX! This delightful single-story residence offers 1,024 square feet of beautifully designed living space, perfectly suited for comfortable and modern living. With its spacious layout, stylish features, and prime location, this home is an ideal choice for anyone looking for a blend of convenience and charm. **Home Highlights:** - **Size and Layout:** This inviting single-story home encompasses 1,024 square feet of well-planned living space, offering a cozy yet open feel throughout. The thoughtful design ensures that every square foot is utilized efficiently, creating a warm and welcoming atmosphere. - **Bedrooms:** The home features three comfortable bedrooms, each designed with relaxation in mind. The rooms are generously sized with ample closet space, providing plenty of room for personalization and storage. - **Bathrooms:** Enjoy the convenience of two full bathrooms, designed with modern fixtures and finishes. Both bathrooms offer a clean, contemporary look and functionality, making morning routines and relaxation times a breeze. - **Kitchen:** The home comes equipped with all the essential appliances, including a refrigerator, oven, microwave, and dishwasher. The kitchen boasts ample counter space and cabinetry, perfect for preparing meals and entertaining guests. - **Living Area:** The open-concept living area is perfect for family gatherings or quiet evenings at home. The space flows seamlessly from the kitchen to the living room, creating a harmonious environment for both relaxation and socializing. - **Covered Patio:** Step outside to your private covered patio, a fantastic space for enjoying your morning coffee, evening meals, or simply unwinding after a long day. The patio is an extension of your living space, providing a serene outdoor area to enjoy the Texas weather. - **Community:** Located in the desirable Hiddenbrooke community, this home offers a blend of tranquility and convenience. The neighborhood is known for its friendly atmosphere and well-maintained surroundings. Enjoy nearby amenities and the charm of Seguin, TX, with its local shops, restaurants, and recreational opportunities. - **Move-In Ready:** This home is ready for you to move in and start making memories. With all appliances included and a well-maintained interior, you can settle in with ease and enjoy your new home from day one. **Additional Features:** - Central heating and cooling for year-round comfort - Washer and dryer connections for added convenience - Low-maintenance yard with attractive landscaping - Easy access to major roads and local amenities Don't miss out on this fantastic opportunity to own a beautiful, move-in-ready home in the Hiddenbrooke community of Seguin, TX. Whether you're a first-time homebuyer, a growing family, or someone looking to downsize, this home offers everything you need in a vibrant and welcoming neighborhood. Experience the perfect blend of comfort, style, and community in your new home!
You may be able to put down less than the total down payment amount of $57,720 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1807061