2512 Cardington Dr, Columbia, SC 29209
3 beds · 3 baths · sqft sqft
BRAND NEW ROOF TO BE INSTALLED!! Welcome to your dream home, a hidden gem tucked away on a sprawling .32-acre oasis with no HOA restrictions. This enchanting property offers the perfect blend of space, privacy, and versatility. Step inside to discover a thoughtfully designed floor plan featuring 3 generously sized bedrooms and 2.5 bathrooms, providing ample space for you and your loved ones to unwind and create lasting memories. As you explore further, you'll be delighted to find a charming room, ideal for cultivating your creativity as a home office or creating a nurturing environment as a nursery. The possibilities are endless, allowing you to truly personalize this space to suit your unique needs and desires. But the perks don't stop there! The seller is generously offering a carpet credit, giving you the freedom to customize your upstairs floors to your exact taste, adding a touch of elegance and comfort to your new home. Beyond the walls, the expansive .32-acre lot invites you to embrace outdoor living at its finest. Whether you envision creating a lush garden oasis, hosting memorable gatherings, or simply enjoying the tranquility of nature, this property provides the canvas for your wildest dreams to come to life. Enjoy a warm cup of coffee on the beautiful screen porch or just sit and bird watch. This home is a breath of fresh air! Don't miss this rare opportunity to own a home that offers both the freedom of no HOA and the potential for endless possibilities. Your dream home awaits, ready to welcome you with open arms. Seize the chance to own this unique sanctuary and embark on a lifetime of cherished memories.
Source: COLUMBIASC #589143
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #589143
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #589143
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.