2511 Portici Pass, Round Rock, TX 78665
4 beds · 3 baths · sqft
Welcome to your dream home in the prestigious Traditions at Vizcaya community! The expansive floor plan includes a guest bedroom with its own private bathroom for added comfort and privacy that is thoughtfully separated from the other two guest bedrooms which share a bathroom with double sinks and separate tub/shower. The large primary bedroom is a true retreat, featuring a luxurious ensuite bathroom with separate dual sinks, a sit-down vanity area, and a custom-designed walk-in closet that includes built-in shelves, rails, drawers, purse cubbies, and additional storage options. The ensuite also boasts a huge tiled shower with a built-in bench and a spacious corner soaking tub, creating a spa-like experience in the comfort of your own home. Entertainment is a breeze with a dedicated media/game room, ideal for movie nights or game gatherings. The home’s open concept with large windows, high ceilings & beautiful built-ins invites a feeling of spaciousness. The modern kitchen features a powered island, granite countertops, spacious cabinets, stainless steel appliances, gas range, and stylish tiled accents. Adjacent to the kitchen, you’ll find a cozy breakfast area. There is a separate formal dining room with a beautiful built-in. From the large 3 car garage you walk into a mud/laundry room area. Outside, the backyard is perfect for relaxing with a covered patio and gas hook-up for the bbq grillers dream grill. This stunning 4 bedroom 3 bathroom 3 car garage with formal dining & media room is in the sought-after Traditions at Vizcaya community, offering residents access to a community pool, pickleball and basketball courts, walking trails, a playground, a pavilion, and a volleyball court. Conveniently located near University Blvd, FM 1460, IH-35, and Loop 130, this home is just minutes from higher education campuses, restaurants, parks, lakes, and schools in Round Rock and Georgetown. Don't let this great opportunity pass you by! Schedule your private tour today!
Source: CENTRALTEXAS #562312
Interest rate and monthly payment estimated based on public records.
Source: CENTRALTEXAS #562312
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #562312
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.