251 Towerview Dr W, Haines City, FL 33844
4 beds · 2 baths · 1,824 sqft
Motivated Seller! Welcome to 251 Tower View Dr W, a beautifully maintained single-family residence in the heart of Haines City, FL. Built in 2014, this home offers 1,824 square feet of comfortable living space with 4 spacious bedrooms and 2 full bathrooms—perfect for families or investors alike! Interior Highlights: Open Floor Plan – Expansive great room with high ceilings and large windows, filling the home with natural light. Master Suite Retreat – Features dual walk-in closets and a walk-in shower for ultimate relaxation. ? Modern Amenities – Equipped with central air & heating, plus a water reverse osmosis purification system under the kitchen sink. ? All Appliances Included – Refrigerator, microwave, stove, dishwasher, washer, and dryer are all part of the package! Exterior & Community Features: ? Completely Fenced Backyard – Perfect for privacy, pets, or entertaining. ? Outdoor Living at Its Best – A screen-enclosed patio with a ceiling fan and Catalina titanium paver rock accents offers the perfect spot to enjoy breathtaking sunsets with family. ? Gutters Installed – Protecting your home from the elements. ? Spacious Lot – 6,098 sq. ft. of outdoor space for relaxation or recreation. ? Low HOA Fee – in the desirable Tower View Estates community. Prime Location: ? Minutes from shopping centers, medical facilities, and Disney Parks ? Quick access to I-4 for easy commuting to Orlando, Tampa, and beyond A Pearl Opportunity – Motivated Seller! This home is move-in ready and offers the perfect blend of comfort, convenience, and charm—ideal for a forever home or a great investment.
Source: STELLAR #S5121536
Source: STELLAR #S5121536
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.