251 Star Hill Dr, Cape Carteret, NC 28584
3 beds · 2 baths · sqft sqft
Photos coming Fri. 251 Star Hill Dr. Cape . Just minutes from the Emerald Isle Bridge, this lovely home is perfect for full time living or your own private vacation home. This beautifully designed home is situated on a spacious lot within the well sought after, Star Hill Golf Course community.Located close to beaches, shopping, dining, top-rated schools, as well as Star Hill Golf Club the location is phenomenal. The home offers an inviting open-concept layout with an abundance of natural light. Throughout the house you'll notice the beautiful new luxury vinyl plank flooring. Inside the gorgeous formal dining room hangs a new modern farmhouse style chandler awaiting your dining set. The large two car garage provides ample parking but if you have additional vehicles or toys you're sure to appreciate the long paved driveway and gravel boat/rv parking on the side of the house. The storage shed around back is perfect for lawn care items and other tools. The living room area boasts a high vaulted ceiling, a cozy gas log fireplace, and brand new french doors leading to the oversized back deck. This home is truly the perfect house for gathering with family and friends and entertaining both inside and outside. The sliding glass door off the kitchen provides additional access to the deck, making the home ideal for outdoor dining or simply relaxing and taking in views of your serene surroundings including the large pond located in the backyard. Nature lovers will delight over this feature as bunnies, squirrels, deer and a sweet otter family tend to frequent the backyard. The home has 3 bedrooms and 2 full baths. With a large bonus room above the garage. The master suite is a true retreat, offering a spacious layout with an en-suite bathroom featuring a walk-in closet, dual vanities, soaking tub, and tiled walk-in shower. Both additional bedrooms,and the bonus room are generously sized. All perfect for family, guests, or a home office. Schedule your sho
Source: NORTHCAROLINAREGIONAL #100473383
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100473383
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #100473383
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