2509 Eclipse Pl, Celina, TX 75009
3 beds · 4 baths · 2,964 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Like new Britton Homes is a one-story show stopper offering 3 bedrooms, 3 baths, media room, plus mud room!. Upon entering the home the library and media room frame the coffered entry. This home offers an open family room with cedar mantel fireplace and multi-sliding glass door leading to backyard oasis with a beautiful pergola and turfed backyard. Kitchen offers abundant counter space, double ovens, deep walk-in pantry, Butler's pantry and generous island with built-in seating space. Retreat to your luxurious primary suite with double doors leading to your ensuite bath with dual vanities, garden tub, separate glass-enclosed shower and walk-in closet with access to utility room. Mud room off three-car garage that has expoxied flooring and three overhead garage racks for additional storage. 2509 Eclipse Place is nicely situated north-facing and on a cul-de-sac. Beyond the home’s walls, you’ll find an unbeatable location, just moments away from all the amazing amenities Mustang Lakes has to offer. Explore scenic jogging trails, unwind by the picturesque lake, let the kids play on the playground, or take advantage of the community’s vibrant social opportunities. With all this and more, this home offers the perfect blend of luxury, comfort, and convenience in one of the most sought-after neighborhoods. Make it yours today!
Source: NTREIS #20809205
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20809205
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.