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$749,000 SIGNIN

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25072 Bridlewood Cir, Menifee, CA 92584

4 beds · 3 baths · 2,745 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

This is the private oasis you have been waiting for! This breath-taking home sits at the end of a cul-de-sac with a pool and spa, owned solar, outdoor shower and features 4 bedrooms, 3 bath, a loft and a 2-car garage. The property is ideally located in the highly sought after community of Audie Murphy Ranch in Menifee. This stunning 2800 sqft home offers a sprawling front yard featuring lush grass, a wide driveway with a custom paver walkway leading the way to a breathtaking courtyard that looks out to the mountain side. As you enter the home you are greeted by tall ceilings, recessed lighting, LVP floors, tall baseboards, custom paint, and a highly desirable floor plan. The main floor features a main floor bedroom and remodeled bathroom appointed with a custom honeycomb and subway tiled super shower, single vanity, and new mirror. Step into the very spacious Great Room with large windows allowing tons of natural light to flood the home and flows into a large dining area that opens to the entertainer’s kitchen. The kitchen boasts granite counters, with an eat up bar, white cabinets with tons of storage, subway tile backsplash, stainless steel appliances and large walk-in pantry. The second story features plush carpet, a large loft and upstairs laundry room. The two secondary bedrooms have stunning views, standard closets and one of the rooms acts as a junior suite big enough for sharing! They share a secondary bath boasting a single vanity and shower tub combo. The large loft leads the way to the master suite which is light and bright from the large windows with gorgeous views and features an attached bath boasting a super shower, dual vanity, linen cabinet and large walk-in closet. The private oasis is appointed with a 3-year-old pebble tech, saltwater pool and spa featuring a baja step and waterfall. The backyard also features concrete for entertaining, a raised fire pit area, large dog run with lush grass, custom outdoor shower and is piped for a built in BBQ. The community features pools, spas, sports courts, skate park, hiking and biking trails, club house, the award winning Taawila Elementary School, new Kathryn Newport Middle school and is the between the 15 and 215 freeways. This home is located within walking distance to the club house, KNMS, and is across the street from Silver Star Park.

Estimated
Seller's interest rate
4.62%
7%
Estimated
Monthly payment

$3,607
$4,153
You may also save up to $157,354 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,153 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
4.62%
Remaining term
24 yrs
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,607
Principal & interest
$2,204
Mortgage insurance
$303
Property taxes
$694
Home insurance
$274
HOA fees
$130
Utilities
Not included

Source: Public records

Home details
Size
2,745 sqft
Lot size
0.17 acres
Year built
2018
Type
Single Family Residence
HOA dues
$130.00

Source: CRMLS #SW24247853

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 13, 2025 11:19 am
Listing agent: Jordona Hertz
Listing provided courtesy of: The Hertz Group (714) 865-6569
Details provided by CRMLS and may not match the public record.
MLS ID: #SW24247853
Based on information from California Regional Multiple Listing Service, Inc. as of May 14 2025 - 10:22 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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$3,607
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