2505 Hillside Ave, Orange City, FL 32763
3 beds · 2 baths · 2,280 sqft
BONUS ROOM could be 4th bedroom! WOW! READY FOR THIS? This renovated well maintained Quality Home is situated on a circular driveway with 2 entrances & TONS of parking! NEW cement RV Parking with a 30 AMP RV plug, trailer and golf cart space. This truly is a MUST SEE! You will NOT be disappointed in this Open Floor Plan, Split Bedroom Spacious Ranch. This Energy Efficient Florida Home offers a TOTAL square footage of 3195, 2280 interior sq ft! Let’s try to get in as many of the NEW items as we can! NEWER (2021 appx) ROOF with 9.6 KW SOLAR. 2024 NEW Hurricane/Low E Windows! AC? NO PROBLEM- NEW 15.5 Seer unit. 2023 New Air Handler Blower motor & UV light. Hot water heater – BONUS 2023 new, it’s a Thermal Energy Efficient one! 2023 continued; NEW irrigation motor pump, NEW whole house water treatment filter system. 2022-2020 NEWS included but limited to, 2 electric panels upgraded and NEW boxes. BOTH porches have newer covering/roof(s). New sod/grass in front & back yards. King size furniture will NOT be a problem for this 14 x 18 Primary bedroom! It will accommodate it perfectly. SPA DAY - this gorgeously renovated ensuite primary bathroom with an exemplary 6 x 5.5 ceramic tiled shower is DELIGHTFUL! NEW shower heads including RAIN SHOWER! Did you ask for a SAUNA? YES - it has its very own private sauna. Imagine that! Nicely sized 11 x 11 bedrooms 2 and 3 with newer laminate flooring, new ceiling fans, new custom made closet doors, including the NEWER remodeled ceramic tiled bathroom will satisfy you. 2022-2020 continues with a KITCHEN RENOVATION –YEP! We have that too! NEW in 2020 Expansive 12 x 14 kitchen with stainless steel appliances, flooring, beautiful cabinetry, quartz countertops, glass tile backsplash and LARGE SIZED pantry. Lovely waterfall accent lighting above cabinets. Adjoining the kitchen is the quartz breakfast bar with seating overlooking the spacious 18 x 20 living room. FAMILY GATHERING will be a MUST with the amount of OPEN SPACE to enjoy company and be able to move around. Natural Light ABOUNDS in the 8 x 15 Florida Room, just a step down from the dining space, allowing for more conversation spaces. AND…… There is an 11 x 8 office with all SOLID WOOD built in shelving, cabinetry and dual desks. Did you need more HOUSE? There is an additional 9 x 14.5 BONUS ROOM! This could be a nursery, library, study or additional bedroom. 27 x 27 oversized FINISHED garage with utility sink, ceiling fans, a mini split AC and electric SKEETER BEATER SCREEN! This home literally has it ALL! Enough to be versatile for hosting, entertaining, living and just relaxing! The Finished Interior Laundry complete w/Washer, Dryer hookup, pantry area with TONS of storage. Lastly, your PARK AVE GOLD THERMOSPA welcomes you to relax, unwind and enjoy your own Little Slice Of Paradise in the privacy of your own backyard. NEWER FULL vinyl fenced yard with a single & double gate, a HUGE NEW shed and ample amount of grassy areas for BBQ’s, Picnics, Cookouts, Games and Playing. Nearby, you'll find a plethora of dining and shopping options in Orange City and surrounding towns making this location a true gem for both comfort and convenience. Be in Downtown Orlando in 30 minutes, Daytona & New Smyrna Beach as well as Downtown Disney, SeaWorld, & Universal Studios, in less than an hour! Embrace a VIBRANT FLORIDA LIFESTYLE with this inviting exquisite single-family home – FOR YOU! Schedule your private tour today! Most work completed 2020-2024
Source: STELLAR #o6259405
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6259405
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6259405