2505 Civitas Pl, Casselberry, FL 32707
4 beds · 3 baths · 3,172 sqft
AVAILABLE FOR QUICK CLOSING! This beautiful home sits along the pretty water feature pond of The Reserve At Legacy Park, where you can enjoy walking trails, a gated entry, community pool and playground, and be close to all the conveniences of Casselberry and Winter Springs! The cul-de-sac home site has a stately paver driveway and sidewalk leading up to a timeless leaded glass entry door, with a stone accented front porch. As you enter the home, the neutral color palette and transitional style will compliment your own home design. Classic marble-look ceramic tile floors extend all throughout the main floor of the home for easy care. You'll love hosting events at home with an expansive dining room, connected to the kitchen by a butler's pantry with a double-door pantry, built-in Kitchen Aide wine cooler, built-in wine glass storage and prep counter and cabinetry. The light and bright kitchen features the gorgeous granite island with an arched edge so everyone sitting at the breakfast bar can chat! The cook will appreciate the deep stainless steel sink with an RO water filter, plenty of cabinets, and a refrigerator sporting a cool-zone door to grab a quick refreshment! Casual meals are enjoyed in the adjoining nook that has views of the backyard and water feature! Sliding glass doors lead out to a generous paver covered patio with lights and ceiling fans. An amazing living room has plenty of space to arrange your large furniture collection for watching the big game on tv! A convenient half bath is located just off the living room. Upstairs, the primary suite has the wow factor! The bedroom area is 16' x 17' and there is the perfect 9' x 10' that could be a study, home office, exercise or nursery area. The ensuite bathroom offers a beautifully tiled walk-in shower, dual vanities, private water closet, a huge storage closet and a separate linen closet! Envision the game room with relaxed furnishing for movie night, a homework area, or play room. The three additional bedrooms and full 2nd bath complete the rest of the upstairs so there's plenty of room for guests! The garage has storage and organizational elements, an epoxy finished floor, garage door opener, and a water softener. Are you ready for your next address in a beautiful home?
Source: STELLAR #G5093571
Source: STELLAR #G5093571
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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