2503 Ginger Leaf Dr NE, Conyers, GA 30013
5 beds · 3 baths · 2,923 sqft sqft
Welcome to The Dewhurstfull floor plan by Silvercreek, where elegance meets comfort in this stunning five-bedroom, three-bath home. This home offers a bright, open, and airy atmosphere that seamlessly blends sophistication with everyday functionality. The striking brick front exterior sets the tone for the timeless beauty that lies within. As you step inside, you are greeted by a spacious and welcoming foyer that opens into a generous, open-concept living area. The heart of the home is the gourmet kitchen, an entertainer's dream, featuring gleaming granite countertops, custom country white cabinetry, and top-of-the-line appliances. Whether you're preparing a casual meal or hosting an elegant dinner party, this kitchen is designed to impress. The expansive family room, just off the kitchen, invites relaxation and social gatherings, with plenty of natural light streaming through large windows. The open floor plan ensures a seamless flow throughout the main level, making it perfect for both daily living and special occasions. The five generously sized bedrooms provide plenty of space for family, guests, or even a home office. Each bedroom is designed with comfort in mind, and the master suite is nothing short of a retreat, offering a tranquil space to unwind. The suite features a large walk-in closet and an en-suite bath complete with dual vanities, a soaking tub, and a separate shower-creating the perfect spa-like experience. Located on a private, over half-acre lot, this property offers both the space and privacy you desire while just minutes from local amenities, schools, and parks. The outdoor space provides a wonderful opportunity for enjoying nature, whether you're hosting a barbecue on the patio, gardening, or simply relaxing in your own private oasis. With its meticulous design, luxurious finishes, and ample living space, The Dewhurstfull floor plan by Silvercreek is a true gem. Don't miss the opportunity to call this magnificent home your own-schedule your private tour today!
Source: GAMLS #10397689
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10397689
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10397689
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.