25 Mulberry Dr, Senoia, GA 30276
4 beds · 4 baths · 4,269 sqft
*MOTIVATED SELLER* Welcome to this impressive 2-story home located in the highly sought-after Heritage Point subdivision in Senoia. This well-maintained property boasts 4 bedrooms and 4 full bathrooms, with one bedroom and full bath conveniently located on the main floor-perfect for guests. The heart of the home is the open-concept kitchen, featuring beautiful Shaker White cabinets, Stainless steel appliances, a large island, granite countertops, and a stylish subway tile backsplash. The kitchen also includes under-cabinet lighting and flows seamlessly into the family room, which features a cozy fireplace-ideal for gatherings and everyday living. For more formal occasions, the home also offers a large formal dining room. Upstairs, you'll find a spacious loft room, wired for surround sound, making it perfect for a media room or additional living space. A full bathroom is conveniently located just off the loft. Two additional bedrooms upstairs are generously sized and share a bathroom. The expansive master suite offers a cozy fireplace, a relaxing seating area, and a beautifully finished custom walk-in closet. The large fenced backyard is ideal for outdoor gatherings, and with a convenient gate that connects to the community amenities, the 3-car garage provides ample parking and storage. This home is equipped with an intercom system, whole-house music system, and smart home upgrades, including Nest technology. Recent updates include a fence, plush carpeting on the stairs and in the secondary bedrooms, engineered hardwood floors in the living and dining rooms, and a reverse osmosis filter with a carbon water softener for clean, purified water. The master closet has been recently finished with custom cabinetry for extra organization. Drive your golf cart to downtown Senoia. Don't miss the opportunity to make this house your home!
Source: FMLS #7465748
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7465748
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #7465748
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.