25 Maiden Ct, Camden, SC 29020
4 beds · 3 baths · sqft sqft
Back on the market at NO fault of the seller. Get into a new home for the holidays! Ask us about closing cost assistance. ENTIRE HOME REPAINTED, BRAND NEW CARPETING, completely refreshed and ready for its new owners! Welcome to this beautiful 2-story home, nestled on a serene nearly three quarter acre lot in a peaceful cul-de-sac. This charming home has four bedrooms and two and a half bathrooms, perfect for families seeking both comfort and functionality. As you make your way through the first floor it features a beautiful and bright entryway, front office space, formal dining area, & an open living room with a custom wood bar that makes movie nights or entertaining a breeze. In the kitchen you'll notice sleek granite countertops, endless storage space, a walk in pantry, breakfast bar & all stainless steel appliances that will remain in the home. There is also a half bathroom for your convenience and a handy mudroom/laundry area right off of the garage. A luxurious primary suite awaits you upstairs. The primary suite features a sitting area, tray ceilings, a spa like en-suite with a soaking tub & separate shower, and a large walk in closet. Three additional bedrooms allow the perfect space for accommodating family, guests, or transforming it into your dream home office or creative space. Outside you will discover a magical treehouse for kids and adults alike. The screened in porch is perfect for enjoying these beautiful summer nights. There is also a separate back house that adds extra space for hobbies, guests, or a private studio. Situated in a friendly neighborhood, close to schools, parks, and shopping this home is the perfect modern retreat while being conveniently located to all necessities. Easy access to major highways for commuting. This home also comes fully equipped with wired CAT5 internet, perfect for a work from home individual. Schedule your showing today.
Source: COLUMBIASC #587105
Interest rate and monthly payment estimated based on public records.
Source: COLUMBIASC #587105
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #587105