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$610,000 SIGNIN

Sign in to see required down payment for the 2.72% rate

25 Dingo Pl, Apopka, FL 32712

4 beds · 2 baths · 1,980 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Welcome to 25 Dingo Place, a beautifully updated 4-bedroom, 2-bathroom pool home nestled in the highly sought-after Spring Hollow community of Apopka, Florida. Perfectly positioned on a spacious 2.4-acre cul-de-sac lot, this home offers the ideal blend of privacy, comfort, and convenience—with a low HOA and proximity to parks, schools, and major roadways. Step inside to discover a bright, open interior with new flooring throughout, fresh interior paint, and a cozy wood-burning fireplace anchoring the naturally lit living room. The thoughtfully designed layout includes a flex bedroom/office space and a laundry room that doubles as a walk-in pantry for added storage. The heart of the home, the kitchen, shines with high-end stainless steel appliances, granite countertops, a large sink, and ample space for cooking or entertaining. The spacious primary suite features direct access to the pool and a private en-suite bathroom—ideal for Florida indoor-outdoor living. Step outside to your resurfaced pool, new paver deck, and covered lanai, creating the perfect setting to entertain or unwind in your own private oasis. This home offers peace of mind with numerous updates including:newer roof (2020), solar panels (2021), updated well, new water heater (2024), Spray foam insulation and fresh exterior paint (2025). Located just minutes from Wekiwa Springs, Rock Springs Run, the Northwest Recreation Complex, and top-rated schools, with quick access to SR 429, this move-in-ready home offers the rare combination of space, upgrades, and location. Don't miss your opportunity to own this peaceful retreat in one of Apopka's most desirable neighborhoods.

Estimated
Seller's interest rate
2.72%
7%
Estimated
Monthly payment

$1,774
$2,206
You may also save up to $132,504 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,206 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
2.72%
Remaining term
25 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$1,774
Principal & interest
$786
Mortgage insurance
$136
Property taxes
$267
Home insurance
$554
HOA fees
$30
Utilities
Not included

Source: Public records

Home details
Size
1,980 sqft
Lot size
2.41 acres
Year built
1997
Type
Single Family Residence
HOA dues
$30.00

Source: BREVARDMLS #1043500

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: May 08, 2025 11:25 pm
Listing agent: Lacey Laird (407) 929-1262
Listing provided courtesy of: Blue Marlin Real Estate (321) 877-2902
Details provided by BREVARDMLS and may not match the public record.
MLS ID: #1043500
The data relating to real estate for sale on this website comes in part from the Internet Data exchange program of Brevard MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Brevard MLS. All Rights Reserved.
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$1,774
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