1 of 5
$799,000 SIGNIN

Sign in to see required down payment for the 4.87% rate

24963 Sunset Vista Ave, Menifee, CA 92584

5 beds · 3 baths · 3,581 sqft

Luxury Oasis – Resort-Style Living in a Stunning 4-Bedroom Estate Welcome to your own private paradise. Nestled on a beautifully landscaped 6,969 sqft lot, this exquisite 4-bedroom, 3-bathroom estate offers 3,581 sqft of refined living space, paired with resort-style outdoor amenities that create a truly unparalleled lifestyle. From the moment you arrive, you’re greeted by lush, mature palm trees in both the front and back yards, setting a tone of tropical elegance. Step inside to discover a thoughtfully designed interior featuring expansive living areas, soaring ceilings, and refined finishes throughout. A cozy fireplace adds warmth and ambiance, while central air and forced-air gas heating ensure comfort year-round. Entertain effortlessly in your backyard oasis. Enjoy a sparkling pool with a rock slide, unwind in the jacuzzi beneath the palms, or host unforgettable gatherings on the spacious patio complete with a fire pit and soothing fountain. Every detail of the outdoor space has been curated to evoke the feeling of a five-star retreat. Inside, the home features three luxurious full bathrooms, an individual laundry room with gas & electric hookups, and no common walls for ultimate privacy. The attached garage adds convenience, while the two-story design offers a grand sense of space. Crafted with quality wood-frame construction and topped with a tile roof, this home is built to impress and designed to last. Don’t miss this rare opportunity to own a slice of resort-style living. Schedule your private tour today and experience the lifestyle you’ve been dreaming of.

Estimated
Seller's interest rate
4.87%
7%
Estimated
Monthly payment

$3,618
$4,083
You may also save up to $130,233 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.


Open house
Apr 26 • 11AM - 4PM
Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $4,083 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
4.87%
Remaining term
23 yrs and 4 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$3,618
Principal & interest
$2,184
Mortgage insurance
$292
Property taxes
$741
Home insurance
$292
HOA fees
$107
Utilities
Not included

Source: Public records

Home details
Size
3,581 sqft
Lot size
0.16 acres
Year built
2004
Type
Single Family Residence
HOA dues
$107.00

Source: CRMLS #DW25079150

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 24, 2025 05:51 am
Listing agent: Tony Verdugo
Listing provided courtesy of: Centerpointe Real Estate (562) 863-0200
Details provided by CRMLS and may not match the public record.
MLS ID: #DW25079150
Based on information from California Regional Multiple Listing Service, Inc. as of Apr 25 2025 - 01:49 and/or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.
$3,618
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