2495 Stag Run Blvd, Clearwater, FL 33765
3 beds · 2 baths · 2,140 sqft
HIGH AND DRY! One of the best centrally located, non-evacuation zones in Pinellas County! This is the unbelievable unicorn home you’ve been dreaming of and hoping to see hit the market! This smart pool home is perfectly situated on a cul-de-sac on beautiful Stag Run Blvd, in one of the most centrally located neighborhoods in Clearwater/Pinellas County. A custom-paved driveway leads to a stunning, oversized, modern front door. Inside, you’ll immediately notice the luxurious 24x24 Crema Marfil marble tile flowing throughout the entire house. The custom-designed kitchen is a masterpiece, featuring a gorgeous translucent quartzite countertop with a striking waterfall finish, a touchless faucet, a granite composite oversized sink, and sleek black stainless steel appliances. The cabinetry is thoughtfully designed with pull-out shelves and specialized storage for spices and other needs. A peninsula with a seating area creates the perfect spot for everyday meals or cheerful breakfasts with loved ones. The kitchen opens seamlessly into the main living room, where vaulted ceilings, a fireplace, and a wet bar create a warm and inviting space. This home is packed with energy-efficient features, including a Trane XV 20i system with UV light cleaner, hurricane-impact windows, R38 insulation, and two oversized hybrid tank water heaters. Every detail has been carefully considered, with solid two-panel interior doors featuring custom German-designed handles, powered shade window treatments, and integrated smart systems, including Wi-Fi switches, smart lighting, smoke detectors, speakers, Ring cameras, and security systems. The primary bedroom is spacious and filled with natural light, offering a custom walk-in closet with ample drawers, hanging space, and shoe racks. The primary bathroom is a spa-like retreat, featuring a Jacuzzi jet tub with a built-in TV, a walk-in shower with a sitting area, a rain showerhead, body sprays, and—best of all—a steam shower function. The formal living room leads into a formal dining area that overlooks the pool and lanai. Outside, the custom-paver pool deck and lanai overlook an oversized backyard, perfect for entertaining or gardening. The two additional bedrooms are generously sized and equipped with custom closet systems. The second bathroom includes a Jacuzzi/shower combo and a separate walk-in shower for added convenience. This home also boasts a large indoor laundry room with an oversized sink, washer, dryer, and abundant cabinetry. Additional features include a soft water system, water filtration, and LED can lighting throughout the home. The vinyl fencing surrounding the property adds privacy, while a double-door gate provides space for storing jet skis or a boat (per HOA guidelines). Conveniently located near shopping, dining, and with easy access to US-19 for northbound or southbound travel, this home is just a 20-minute drive to Clearwater Beach and close to Tampa Airport. In fact, the location is so central that you may not even need to drive to Walmart for your grocery shopping! This extraordinary unicorn home won’t last long on the market. Don’t miss out—schedule your showing today!
Source: STELLAR #u8251095
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8251095
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8251095