24932 Saranac Ct, Eustis, FL 32736
4 beds · 2 baths · 2,692 sqft
If you want all of the perks of living on the gulf course yet have the perfect amount of landscaping procured privacy, then this is the home "FORE" you! Enjoy your morning coffee pool side or take a dip in your brand new jacuzzi equipped with spacious seating while you gaze over at the amazing golf course. The dramatic lighting around the pool illuminates the evenings and gives night swimming an out of this world starry lit experience. This property has all of the perks of modern living such as: SMART kitchen appliances, a built in island glass cooktop, high tech security system through out the property, a garage smart remote with camera, detailed wood work around the entertainment area with built in accent lighting and pocket ceiling lighting through out the kitchen. The home also has granite style kitchen counters with a marble finish. The entire back side of the home has a view of the pool and the primary bedroom has its own side door opening out into the screened in pool area. There is a two car garage, brand new water heater and a back up propane generator that will have you ready for any weather Florida throws at you. Enjoy alone time in your den, that is located at the front of the home, where you can look out of your front window and see who's coming around the cul-de-sac. This luxurious golf course subdivision is perfectly located to where you can hop in your golf cart and cruise up to your community club house or take a 5 mile car ride over to Sorrento Hills Village and find everything you need, such as: A Publix Grocery Store, Sunrise Grill, Dunkin' Donuts, a hair and nail salon, etc. If you are looking for a spacious four bedroom and two bathroom home with a modern appeal, then this is the home for you. Words can not even describe all of the exciting details of this property, so come on by and check it out for yourself. See you soon!
Source: STELLAR #a4621016
Source: STELLAR #a4621016
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4621016