2490 Zuni Rd, Saint Cloud, FL 34771
6 beds · 7 baths · 7,020 sqft sqft
ONE OF A KIND! MUST SEE! Experience timeless elegance combined with the tranquil ambiance of over 5 acres, just minutes away from Lake Nona! It is extremely rare to find the luxury of an AC-zoned lot that allows for farming, horses, cattle, and more, while still being within the vicinity of the city. This custom-built home epitomizes excellence with approximately 7,000 sq ft of living space and an oversized 3-car garage. As soon as you walk in, you will feel the 20+ ft high ceilings and see the dual pocket slider glass doors that allow ample light to brighten your day. The thoughtful floor plan includes 6 ensuite bedrooms for ultimate privacy, an office/study room, and a playroom. The dual master bedrooms feature a covered lanai and a covered balcony with a view overlooking the enormous backyard. Regarding the meticulous build quality, the home includes Carrier variable speed HVAC with humidity control, Icynene attic insulation, concrete barrel tile roofing, MI windows, PGT doors, and oversized 2 by 6 framing upstairs to fit more insulation. This brings your electric bill down to that of a home half its size. The oversized chef’s kitchen boasts luxury Wolf appliances, including a commercial-style 48-inch gas range top with a dual motor hood and a pot filler faucet, as well as natural stone to match the high-caliber build quality. Other unique upgrades include a wet bar, a server room with Hudson security monitoring and recording, a mechanical room for easy HVAC servicing, an upstairs laundry chute, and ample hidden storage throughout the home. The patio features multiple areas on sealed travertine for versatile use and a custom outdoor kitchen. A guest bathroom is conveniently placed by the patio for future pool expansion. Pool drawings are available! This home has the fundamentals taken care of, and the customization possibilities for final touches are endless with this lot size. This home is a must-see masterpiece that is priced to sell. Schedule your showing today!
Source: STELLAR #o6208854
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6208854
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6208854
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.