249 Rosebush Dr, Liberty Hill, TX 78642
3 beds · 2 baths · 1,743 sqft
Recent Price Improvement + Buyer Incentive of $5K with an accepted offer! Discover the charm of Santa Rita Valley living in this inviting 3-bedroom, 2-bathroom home nestled in the heart of Liberty Hill. This residence offers the ideal blend of comfort, style, and convenience. As you step inside, you'll be greeted by an open-concept living space designed for both relaxation and entertaining. The bright and airy living room features large windows that fill the space with natural light, creating a warm and welcoming atmosphere. The adjacent kitchen boasts modern appliances, ample counter space, and a convenient breakfast bar, making meal preparation a breeze. The spacious primary suite is a true retreat, complete with a generous walk-in closet and a luxurious en-suite bathroom featuring dual vanities and a relaxing soaking tub. Two additional bedrooms provide plenty of space for family or guests, while the second full bath ensures everyone has their own space to unwind. Outside, the property is equally impressive. The two-car garage offers both convenience and storage, while the well-maintained backyard with a shed, provides a private oasis for outdoor enjoyment. Whether you're hosting a summer barbecue on the covered porch, or simply relaxing on the patio, this space is perfect for creating lasting memories. Beyond the home's boundaries, the Santa Rita Valley community offers a wealth of amenities designed to enhance your lifestyle. Enjoy access to sparkling community pools, well-equipped fitness centers, and picturesque walking trails. The nearby parks, playgrounds, and social events provide endless opportunities for leisure and community engagement. Located in the desirable Liberty Hill area, this home is just minutes away from local schools, shopping, and dining options, ensuring you have everything you need right at your fingertips.
Source: ACTRIS #5853290
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #5853290
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5853290
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.