2486 Rockcliff Rd SE, Atlanta, GA 30316
3 beds · 2 baths · 1,332 sqft
Welcome to 2486 Rockcliff Road! This beautifully renovated 3-bedroom, 2-bathroom ranch home effortlessly blends modern style with everyday comfort. Situated in a tranquil neighborhood, yet just minutes from the lively East Atlanta Village, you'll enjoy the perfect balance of peaceful living and easy access to major highways for a seamless commute. As you approach, a spacious porch invites you to relax with your morning coffee while enjoying the serene surroundings. Step inside, and you'll be greeted by a bright, open-concept living space designed for both relaxation and entertaining. The updated kitchen is a chef's dream, featuring sleek granite countertops, recessed lighting, stainless steel appliances, and an abundance of cabinet space. Each of the three generously-sized bedrooms offers ample room to unwind and recharge, while the master suite is a true retreat. It boasts a custom-built closet and an en-suite bath complete with a luxurious walk-in shower, LED mirror with anti-fog settings, and stylish finishes throughout. The unfinished basement presents endless possibilities for additional storage or future customization—let your creativity run wild! Step outside to a large deck directly off the dining area, overlooking a spacious, fully-fenced backyard—perfect for outdoor dining, gardening, or recreation. Located in the coveted East Atlanta area, this home is within close proximity to parks, dining, shopping, and entertainment options. Enjoy peace of mind with the included Vivint alarm system, front door keypad, and Nest digital thermostat, all set up and ready to activate. Plus, you’re just a short drive from downtown Atlanta. Don’t miss out on this incredible opportunity to own a home in one of Atlanta’s most sought-after neighborhoods. Schedule your tour today and discover the perfect blend of charm, convenience, and comfort at 2486 Rockcliff Road!
Source: FMLS #7528847
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7528847
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.