2486 Rockcliff Rd SE, Atlanta, GA 30316
3 beds · 2 baths · 1,332 sqft
Welcome to 2486 Rockcliff Road! This delightful renovated 3-bedroom, 2-bathroom ranch home offers a perfect blend of comfort, style, and convenience. Nestled in a serene neighborhood, this property is just minutes away from the vibrant East Atlanta Village and offers easy access to major highways, making your daily commute a breeze. When you walk up to the home you will be greeted by a large porch perfect for your morning coffee. Inside you will find an open-concept living room with a warm and inviting atmosphere for family gatherings and entertaining guests. The updated kitchen boasts granite countertops, recessed lighting, stainless steel appliances and ample cabinetry. Three generously-sized bedrooms provide plenty of space for relaxation and privacy. The master suite includes a built-in custom closet and an en-suite bathroom with a luxurious walk-in shower and LED mirror with anti-fog settings. This home also includes an un-finished basement with ample storage space, ready for you to make it your own. Outside you will find a large deck directly off of the dining space with expansive fully-fenced backyard ideal for outdoor dining, and plenty of room for gardening or recreation. Located in the sought-after East Atlanta neighborhood, this home is close to parks, shopping, dining, and entertainment options. Included with the home is a Vivint alarm system with camera, front door keypad and Nest digital thermostat, all ready for you to activate for your use. It's also within a short drive to downtown Atlanta. Don't miss this opportunity to own a beautiful home in one of Atlanta's most desirable areas. Schedule a tour today and experience the charm and convenience of 2486 Rockcliff Road SE!
Source: GAMLS #10406072
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10406072
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10406072
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.