2479 Vaughn Ave, Deltona, FL 32725
5 beds · 3 baths · 2,916 sqft
Welcome to this spacious and inviting 5-bedroom, 2.5-bathroom home, designed to meet the needs of a growing family or anyone seeking extra space. Upon entering, you're greeted by beautiful laminate flooring that extends throughout the home, creating a warm and cohesive atmosphere. The large flex space on the first floor offers versatility, perfect for a playroom, home office, or additional living area. Upstairs, a loft provides a comfortable spot for family activities or a quiet retreat. The grand primary bedroom serves as a personal sanctuary, complete with space for a private office or sitting area and his and hers closets for added convenience. The en-suite bathroom features a soaking tub and separate shower, offering a luxurious space to unwind. There is no HOA, paid off solar panels, and a recently updated A/C. The home is situated on a spacious .33-acre corner lot with a fully fenced backyard, ideal for privacy and safety. The expansive back patio is perfect for gatherings, with a designated area for a fire pit, making it an excellent space for entertaining. The kitchen is equipped with brand-new butcher-block counters, blending both functionality and style. A 3-car garage ensures ample parking and storage options, supporting a busy family lifestyle. Conveniently located just minutes from schools, shopping, dining, the Amazon hub, hospital, and I-4 access, this home offers the perfect balance between suburban living and urban convenience. Positioned between Orlando and New Smyrna Beach, you'll have easy access to city amenities and coastal getaways. Recently updated with fresh interior paint, this home is ready for its next chapter. Schedule a viewing today and discover family living at its finest in Deltona!
Source: STELLAR #o6246814
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6246814
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6246814
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.