2474 Zablan Ave, Bethlehem, GA 30620
5 beds · 4 baths · 2,322 sqft
Welcome to 2474 Zablan Avenue! Gracefully situated in the tranquil community of Bethlehem, Georgia. This exquisite two-story residence offers an exceptional blend of elegance, space, and modern comfort. Designed for both comfortable living and effortless functionality, the home features five generously proportioned bedrooms and three and a half beautifully appointed bathrooms. The main level exudes warmth and sophistication, with lovely wood flooring. At its heart, the kitchen is a chef's delight, boasting gleaming stainless-steel appliances, modern cabinetry hardware, and polished granite countertops. The master suite, thoughtfully positioned on the main floor, serves as a private sanctuary, featuring a deep soaking tub, separate shower, and an expansive walk-in closet. Ascending to the upper level, you'll discover three additional spacious bedrooms, two full bathrooms, and a versatile bonus room perfectly suited as a home office, playroom, or media retreat. The fenced backyard offers a peaceful outdoor oasis, providing both privacy, space and a charming setting for relaxation and entertaining. Additional features include an in-ground lawn sprinkler system and a two-car garage for added convenience. Built in 2017, this impeccable home seamlessly blends contemporary amenities in a serene, picturesque setting, while offering the perfect harmony of comfort and refinement. Simply unpack your boxes and live. As an added bonus, the home is within the award winning Gwinnett County school district with Archer High School serving the neighborhood. There are popular eateries and a shopping plaza approximately 6 miles away. You will be close to a movie theatre, Starbucks, Publix grocery, and many other shopping locations! Convenient highway access. The community amenities include swimming pool, tennis courts, playground with picnic area, pickleball courts, and basketball courts. This home has your name on it! Home Sweet Home!
Source: FMLS #7545057
Source: FMLS #7545057
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence. When you apply for the loan, you must attest that the home will be your primary residence for 12 months to be approved for an FHA assumption. Most lenders will ask that you move in within 60 days.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.