2470 Valkaria Ave, North Port, FL 34286
3 beds · 2 baths · 1,240 sqft
***PLEASE TAKE A WALK THROUGH YOUR NEW HOME WITH THE 3D INTERACTIVE VIRTUAL TOUR*** This cozy 3 bedroom, 2 bathroom, 2 car garage home with BRAND NEW ROOF in a quiet neighborhood of North Port is just waiting on you! Take a walk through your inviting,screened in front entryway and be welcomed into the place you'll call "Home." Open the front door to be met with an open and spacious Great Room that features high, vaulted ceilings, neutral paint colors and wood laminate floors throughout making cleaning a breeze and pet friendly! The chef's kitchen boasts plant shelves, closet pantry, laminate countertops, recessed lighting and an abundance of cabinet space.....BONUS....All the kitchen appliances are included in the sale! The quaint dining area is the perfect spot to relax and enjoy your morning cup of coffee, or a great spot to unwind and enjoy a home cooked meal with family and friends. The comfortable primary bedroom is large in size and features an en-suite master bath complete with a shower with built in bench seat, vanity and a walk-in-closet for all your storage needs! Across the home you will find the additional guest bedrooms and bath. Both bedrooms are equipped with a private closet, window and light fixture. The guest bathroom has a vanity, light fixture and shower/tub combo. Access your screened in lanai, open patio and backyard through the sliding glass door located in the dining room. The backyard is so peaceful, you can relax and enjoy the weather or a good book all while listening to the birds chirp or watching the wildlife frolic. This home is centrally located, close to shopping, I-75, great schools, new library, the Cocoplum shopping plaza, restaurants, schools, and the new Brave's Baseball Stadium - but wait there's more -- JUST A SHORT 20-minute drive to our beautiful Gulf Beaches. This AFFORDABLE home will not last long, call us for your private showing today!
Source: STELLAR #c7497582
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7497582
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7497582
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.