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$700,000 SIGNIN

Sign in to see required down payment for the 2.75% rate

2470 Robindale Way, Castle Rock, CO 80109

4 beds · 4 baths · 2,367 sqft

Welcome to 2470 Robindale Way in the desirable Meadows neighborhood! Nestled at the end of a quiet cul-de-sac, enjoy mountain + foothill views from multiple vantage points (east, north & west) as there is only one neighbor (south), creating a tranquil setting. This stunning 4-bedroom, 3.5-bathroom home includes 2 primary suites (larger is upstairs + second in-law style on the main floor) plus a dedicated office with frosted french doors and custom shelving. This home features a well-designed layout and open floor plan that lives bigger than it's square footage. The great room offers vaulted ceilings and lots of natural light (east facing) with gas fireplace (custom couch made just for this large space is negotiable). The lofted upstairs family room is great added space and looks down into the open great room. Enjoy cooking in the modern kitchen with updated appliances, while entertaining at the eat-up bar and dedicated dining area. The electric stove can easily be converted to gas if you wish. The full unfinished basement is ready for it's next owners to build out how they wish, stubbed for a wet bar and/or 5th bathroom - the possibilities are endless! The fully fenced backyard and expansive stamped patio are perfect for enjoying the Colorado outdoors all year round. The home is equipped with a new furnace, new 75 gallon water heater and 2 a/c units (one for upstairs + second for the main floor & basement). Enjoy the neighborhood amenities of The Grange community center offering several pools + fishing pond, activities at Paintbrush Park, or letting your dog run free at Wiggle Field Dog Park - all just .5-1 mile away. This home provides a peaceful and private setting, while still being conveniently located to all Castle Rock has to offer, with easy access to outdoor recreation, shopping, dining, entertainment, and I-25. Don't miss out on your chance to see this house + it's fantastic views = Book your showing today!

Estimated
Seller's interest rate
2.75%
7%
Estimated
Monthly payment

$2,502
$3,252
You may also save up to $232,726 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,252 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
FHA
Rate
2.75%
Remaining term
25 yrs and 10 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,502
Principal & interest
$1,368
Mortgage insurance
$237
Property taxes
$302
Home insurance
$507
HOA fees
$86
Utilities
Not included

Source: Public records

Home details
Size
2,367 sqft
Lot size
0.12 acres
Year built
2006
Type
Single Family Residence
HOA dues
$86.33

Source: RECO #3668321

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 20, 2025 06:20 pm
Listing agent: Jenna Wright
Listing provided courtesy of: West and Main Homes Inc (303) 935-8787
Details provided by RECO and may not match the public record.
MLS ID: #3668321
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