247 Rolling Oak Dr, Georgetown, SC 29440
3 beds · - baths · sqft
Nestled within the prestigious gated enclave of Yauhanna Landing in Georgetown, 247 Rolling Oak Drive presents a harmonious blend of modern comfort and serene living. This delightful abode boasts 3 bedrooms, 2 bathrooms, and a wealth of amenities that promise an unparalleled lifestyle experience. Upon entering, you're greeted by an inviting living room bathed in natural light, offering a seamless transition to the rest of the home. The spacious kitchen is a chef's dream, featuring sleek stainless steel appliances, ample cabinetry including a large pantry, a convenient breakfast bar, and exquisite granite countertops that elevate both style and functionality. Retreat to the sumptuous master bedroom adorned with Tray Ceilings, where tranquility awaits. Here, you'll find a generously sized walk-in closet and abundant natural light that creates an ambiance of relaxation. The adjoining master bathroom is a luxurious sanctuary, boasting a double-sink vanity and a spacious walk-in shower, perfect for indulgent moments of self-care. Step outside onto the charming half-covered patio, an ideal setting for alfresco dining, entertaining guests, or simply unwinding amidst the gentle breeze and lush surroundings. Yauhanna Landing provides residents with a boat ramp that leads into the Yauhanna Lake that flows into the Great Pee Dee River. Conveniently located off Highway 701, residents of 247 Rolling Oak Drive enjoy easy access to the vibrant downtown districts of both Georgetown and Conway, offering a myriad of shopping, dining, and entertainment options. Additionally, proximity to the Conway Riverwalk, renowned golf courses, and other recreational amenities ensures endless opportunities for leisure and adventure. Experience the epitome of modern living combined with timeless elegance at 247 Rolling Oak Drive, book your showing today!
Source: MYRTLEBEACH #2411543
Interest rate and monthly payment estimated based on public records.
Source: MYRTLEBEACH #2411543
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #2411543
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.