247 Godwit Dr, Summerville, SC 29486
5 beds · 3 baths · 3,200 sqft
Get a free consultation call with an expert in the mortgage assumption process.
INCREDIBLE/RARE OPPORTUNITY - ASSUME A 3.375% INTEREST RATE!!! SELLERS ARE MOTIVATED!!!Step into your dream home and prepare to be wowed -- you won't believe the sunset views waiting for you at 247 Godwit Drive! Built in 2022 and boasting True Homes' most sought-after floor plan -- The Riley -- this 5-bedroom, 3-bath stunner sits on a sprawling 1/4-acre lot with gorgeous pond views and extra privacy thanks to a rare corner easement.Offering over 3,200 square feet of living space and upgraded beyond builder-grade perfection, this home is packed with showstopping features:Surround sound wired in every room and on the patioMassive 8-foot garage extension for extra storage or projectsCustom-built dressing room plus expansive walk-in primarycloset Spa-like walk-in shower with rain head in the primary suite 12-foot bifold glass slider leading to an extended screened patio Butler's pantry for ultimate hosting ease Aluminum backyard fencing perfect for pets or privacy Elegant crown molding throughout Five custom-designed archways Upgraded lighting, ceiling fans in every bedroom, and stylish custom blinds Statement wallpaper adding charm to the living room and stairwell Gorgeous upgraded brick façade elevating the curb appeal Oil-rubbed bronze fixtures and hardware throughout for a designer touch Location, location, location! Nestled in the highly desirable Nexton community, this home offers unbeatable convenience easily golf cart to everything Nexton has to offer: Nexton Coffee House Orangetheory Fitness The Pickle Bar, Grana, Icehouse, and Santi's Mexican Grill Publix and Nexton Square shops and restaurants As a resident of North Creek Village, you'll also enjoy a resort-style pool, clubhouse, and community events, creating a vibrant, active lifestyle where golf cart rides to everything you need become part of your everyday routine. Don't miss this rare chance to snag luxury, space, and lifestyle with an unbeatable 3.375% interest rate already locked in! This is your sign to make 247 Godwit Drive your forever home come experience it for yourself!
Source: CTAR #25011649
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: CTAR #25011649
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.