2468 Coco Palm Cir, Wesley Chapel, FL 33543
4 beds · 4 baths · 3,460 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Under contract-accepting backup offers. Welcome to 2468 Coco Palm Circle, a luxurious Carlyle model by GL Homes in the sought after Ridge at Wiregrass Ranch. This meticulously upgraded property offers 3,460 square feet, 4 bedrooms, 3.5 bathrooms, plus additional entertaining spaces and sits on an expansive 0.27 acre conservation lot with fresh landscaping, offering ultimate privacy and resort style living. Step through the gated courtyard and enter through cut glass double doors into a grand 16 ft coffered ceiling entryway with a custom mirrored feature wall. The great room showcases rich wood floors, a painted stone feature wall, built in surround sound with subwoofers, and panoramic sliding glass doors framing breathtaking pool and nature views. The gourmet kitchen is a chef’s dream, featuring quartzite countertops, custom soft close cabinetry with pull out shelving, an upgraded refrigerator, microwave, and dishwasher, plus a gas cooktop, double ovens, and a stainless steel hood. Entertain in the formal dining room or at the full wet bar, complete with custom cabinetry, a wine cooler, and a beverage refrigerator. The primary suite is a private sanctuary with motorized blackout shades, a coffered ceiling, built in surround sound, and private lanai access. A private hallway leads to dual custom walk in closets and a spa-inspired bath with granite topped vanities, a soaking tub, and a large glass enclosed shower. Beyond the primary suite, the home offers versatile additional living spaces. The club room, equipped with built-in surround sound and AV equipment, is perfect for a media space, home office, or entertainment area. Additionally, the connected hobby room offers a quiet retreat for creative projects or can easily serve as a fourth bedroom. Combine the two and you have a wonderful retreat for guests. There are two additional bedrooms, one with an en suite bathroom, and one with a built in Murphy bed and desk area, along with a well appointed laundry room with full cabinetry, that adds to the home’s thoughtful design. Step outside to the 800 sq. ft. covered lanai, equipped with motorized screens, a built in gas grill, storage area, and a 60” TV. The 47-ft heated saltwater Pebbletec lap pool features vessel fountains, a sun shelf, and marble pavers, all set within a fenced backyard with anti-critter protection. Additional upgrades include a Generac full-home generator, hurricane window coverings, central vacuum, an Air Knight PX5 air filtration system, and a full security system with four cameras. Residents of The Ridge at Wiregrass Ranch enjoy resort style amenities, including multiple pools, a waterslide, fire pits, lighted tennis courts, a fitness center, sports courts, a playground, and a full time gated entrance. Conveniently located minutes from top rated schools, fine dining, shopping, and major interstates, this home offers an effortless commute to downtown Tampa and Tampa International Airport. A home of this caliber, elegance, and exclusivity is truly a rare find. View the 3D walk thru here https://show.tours/e/hqdCkDs
Source: STELLAR #TB8363766
Source: STELLAR #TB8363766
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.