2466 Datura Loop, Saint Cloud, FL 34772
2 beds · 2 baths · 1,464 sqft
Step into luxury and comfort in the highly sought-after Twin Lakes 55+ gated community located in St. Cloud, where vibrant, resort-style living meets serene nature and waterfront views. This home offers the perfect blend of modern design, premium finishes, and unparalleled amenities making every day feel like a peaceful retreat. As you step inside, you’ll immediately notice beautiful ceramic tile, an open floor plan that’s perfect for both daily living and hosting friends and family. The living and dining areas seamlessly flow into the gourmet kitchen, which features 42-inch wood cabinets, granite countertops, stainless steel appliances, and a gas stove. The large island and breakfast bar make it an ideal space for entertaining or enjoying a quiet meal with the family. The master suite is your private escape, featuring a stunning tray ceiling and an impressive walk-in closet with plenty of space for all your essentials. The bathroom suite is a showstopper, offering dual sinks with granite countertops and an oversized walk-in shower complete with a built-in bench, perfect for relaxation and a touch of spa like luxury. The utility room is designed for convenience, featuring extra cabinetry, granite countertops, and a sink for convince.The second bedroom is conveniently located near the secondary bathroom and Den/Office living area. The home also includes an oversized garage with ample space for both vehicles and storage throughout. Oversized glass sliders lead to a covered lanai and backyard, where you can enjoy what Florida living is all about. Living at Twin Lakes means more than just a beautiful home, it’s a lifestyle. Enjoy full lawn service and exterior maintenance, that includes washing the exterior of the home, painting the exterior of the home every 6 years, and roof maintenance/replacement all covered by HOA fees, plus access to three oversized swimming pools, a 20,000 sq. ft. clubhouse, a state-of-the-art fitness center, and activities like tennis, pickleball, bocce ball, shuffleboard and lake fishing on the Lake. You’ll also have access to walking and cycling trails, boating, vegetation garden and two dog parks. Situated in close proximity to Lake Nona Medical City, the new VA Hospital, MCO Airport, and a variety of shopping, dining, and entertainment options, Twin Lakes seamlessly combines tranquility with convenience. Additionally, stunning beaches are just a short drive away, enhancing your vibrant Florida lifestyle. With this luxurious home and modern upgrades, and a welcoming community, it’s perfect blend of comfort, luxury and convenience. Whether you’re relaxing at the convince of you luxury home or making new friends at one of Twin Lakes’ many social activities, you’ll love calling this place home. Schedule your appointment today!
Source: STELLAR #o6244747
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6244747
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6244747
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.