2463 Cabin Creek Ave, Loveland, CO 80538
3 beds · 3 baths · 2,767 sqft

Get a free consultation call with an expert in the mortgage assumption process.
New Price - Motivated Seller! Located in a vibrant new development, this wonderful home offers an array of amenities that make life delightful and convenient. Imagine starting your morning with a coffee from the cozy on-site cafe, The Hub, where neighbors gather to socialize. Step inside this gem and be greeted by an open layout with soaring ceilings that create a bright and spacious feel. The main floor features a unique office niche just off the kitchen-perfect for staying productive while keeping an eye on family activities or whipping up a quick snack. This home boasts a large kitchen pantry, perfect for all your culinary needs, and a spacious 2-car garage to keep your vehicles safe and sound. Large, landscaped lot is ideal for outdoor enjoyment. Head upstairs to find three generously sized bedrooms, including a primary suite with a large walk-in closet and a private 4-piece bathroom. No more hauling laundry up and down stairs-the convenience of a second-floor laundry room will make chores a breeze! Need more space? The unfinished basement offers endless possibilities for future expansion, whether it's a home gym, extra bedroom, theater room, or a playroom. Perfectly situated near shopping, entertainment, and restaurants, this home provides easy access to other Northern Colorado communities, ensuring you're never far from everything you need. Come discover a place where you can truly feel at home and thrive. Your new life awaits!
Source: RECO #IR1023118
Source: RECO #IR1023118
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

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