2458 Audette Ave, Johns Island, SC 29455
5 beds · 4 baths · sqft sqft
Nestled in a serene, wooded enclave on Johns Island, this enchanting home offers the space, tranquility, and upgrades you've been longing for. As you approach, you're greeted by a sprawling property adorned with majestic trees and a lush, natural setting. The charm of this residence is evident, with its vibrant plants, flowers, and an inviting large front porch perfect for soaking in the picturesque views.Step inside, and you're welcomed by gleaming engineered hardwood cherry flooring, elegant crown molding, an open floor plan, and an abundance of natural light. The living room is a radiant haven, bathed in sunlight. Journey further to discover the eat-in kitchen, a culinary dream with new stainless steel appliances, a stylish backsplash, ample cabinetry,a center island, and a breakfast bar with seating. The adjacent dining area opens to the new large deck and the stunning backyard, perfect for entertaining or quiet relaxation. The main level primary bedroom is a spacious retreat featuring a walk-in closet and a barn door leading to an en suite bath with a dual sink vanity and a large step-in shower. Two additional spacious bedrooms, a full bathroom, a laundry room, and a powder room complete the main level. Upstairs you'll find updated luxury vinyl plank flooring, two more bedrooms, and a beautifully appointed bathroom with a step-in shower. A huge newly converted 1319 sq ft bonus room/in-law suite, complete with a kitchenette, offers endless possibilities and can be accessed from inside the home or a separate exterior entrance. Additional noteworthy features include a fully encapsulated crawlspace, 2x6 framing, and a commercial grade tankless water heater. Perfectly positioned just 9 miles from Freshfields Village, 11.3 miles from Beachwalker Park, and 14.4 miles from downtown Charleston, this home is a rare find. Don't miss the chance to make it yours.
Source: CTAR #24018463
Interest rate and monthly payment estimated based on public records.
Source: CTAR #24018463
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #24018463
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.