24550 Redfish St, Bonita Springs, FL 34134
3 beds · 2 baths · 1,420 sqft
Get a free consultation call with an expert in the mortgage assumption process.
***Key West Living in Bonita Springs!!! Welcome to 24550 Redfish Street!**** This welcoming 3-bedroom, 2-bathroom home built in 2015 will give you the lifestyle you’ve been looking for whether it is full time living, or your vacation home, you will find it here in the best-kept-secret-neighborhood of Bonita Springs! Sip coffee in the morning on your lanai and enjoy an occasional dolphin sighting in the canal below. The mature palm trees have been thoughtfully arranged to provide privacy, yet still allow you to enjoy the scenery. Your covered boat lift is primed and ready to launch your boat and whisk you out to the Gulf in less than 15 minutes where you can enjoy the beaches of Bonita Springs and colorful sunsets; or cruise north and dock at all the waterfront venues Fort Myers Beach has to offer. For the adventurous boater who prefers a longer ride, head south to Keewaydin Island for the day! Under the house you will appreciate the open, airy, and breezy space that is perfect for barbequing and entertaining your friends and family.Even on a rainy day, it's a gathering spot where you can still be outdoors while remaining out of the elements.The enclosed shed under the house provides ample space for storing your tools and other toys. And finally, you will be surrounded by some of the greatest neighbors in a wonderful community environment here on Redfish Street. But, .....you have to live here to experience it all! Easy to show and well worth your time to see this wonderful opportunity in the heart of Bonita Springs! A mile from the Hyatt resort as well as the new Ritz Carlton Residences and Coconut Point Mall! Only a 15 minute drive to RSW International airport and close to all the shopping, hospitals, schools, and restaurants SWFL has to offer.
Source: FORTMYERS #225017930
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FORTMYERS #225017930
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.