2455 Belle Patrice Dr, Cumming, GA 30041
6 beds · 4 baths · 5,759 sqft sqft
Welcome to this stunning executive home in gated Balmoral! This expansive 6-bedroom, 4.5-bath home offers elegance and comfort, perfectly designed to meet your every need. Located in a prime location in Cumming, this property boasts sweeping, long range panoramic views that will leave you in awe. Step inside to discover a grand, open-concept foyer where natural light floods through expansive windows. To the left you will find a spacious living area/office space complete with built-in shelves and cabinets. Across the foyer is the elegant dining room that features high ceilings, intricate moldings and an incredible crystal chandelier creating the perfect ambiance for hosting memorable dinner parties and family gatherings. Conveniently located off the dining room, you will find a beautifully designed butler kitchen/dry bar. This stylish feature is perfect for entertaining, offering a dedicated space for crafting cocktails and preparing refreshments. The gourmet kitchen is a chefs delight, featuring a new dishwasher, gas stovetop, double oven, sleek granite countertops, and a spacious island perfect for entertaining. A separate, oversized eat-in breakfast area offers spectacular views of the scenic backyard and access to the back deck that is perfect for relaxing after a long day or hosting a weekend cookout. Seemlessly connecting from the kitchen is the 2 story spacious family room featuring a wall of windows with amazing long range views, a cozy stone surround fireplace, built-in shelves and storage cabinets and a beautiful art deco chandelier. The luxurious main floor master suite is a true retreat, with large windows that allow for even more scenic views. A lavish en-suite bathroom includes a his/her separate vanities, a soaking tub, oversized shower, large linen closet and private water closet. A generous walk-in closet is also a feature of this master suite. An additional guest/in-law suite is located on the main floor and offers ample space and access to a beautifully designed full bath. The upper level features a loft space that can be transformed into a gaming room or extra living space. Two large bedrooms with ample closet space share a jack and jill bathroom. Descend to the entertainment-focused terrace level, which features a spacious gathering room, a game area with ample room for a pool table or other recreational activities. A separate theater room is perfect for family movie nights or for watching the big game. The gathering room is already stubbed for a bar or kitchen on one wall and just waiting for your perfect design.. Additionally, this level features 2 bedrooms and a full bath, offering privacy and comfort for guests or extended family. Step outside to your personal outdoor sanctuary, complete with a covered patio and a large grassy area. There are no worries about keeping this lawn and landscaping in top condition with the 9 zone IRRIGATION SYSTEM. Also equipped with a SIMPLY SAFE HOME MONITORING SYSTEM*****2 NEW HVAC UNITS AUG 2024, terrace level remodeled 2023, updated light fixtures and chandeliers, new dishwasher, new garage door openers, 2 bathroom remodels, fresh paint and carpet throughout home 2023*******Located in the sought after community of Balmoral, this home offers the convenience of being near shopping, restaurants, entertainment, and great schools. Enjoy easy access to all the amenities you need, while still having a luxurious retreat to call home.
Source: GAMLS #10369995
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10369995
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10369995
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.