245 Crestbrook Ln, Dallas, GA 30157
6 beds · 5 baths · 4,200 sqft sqft
Welcome to this exceptional 3-story masterpiece nestled in a prime location! This stunning residence boasts an impressive 6 bedrooms and 5 bathrooms, offering an abundance of space for comfortable living and entertaining. With numerous upgrades throughout, this home truly sets the standard for luxurious living. As you enter, you are greeted by a grand 2-story foyer, setting the tone for the elegance and sophistication found within. The main level presents a seamless flow, featuring separate living and dining rooms that provide the perfect ambiance for hosting guests or enjoying intimate gatherings. Prepare to be amazed by the open kitchen, which showcases exquisite quartz countertops, 42" cabinets, a stylish tile backsplash, and state-of-the-art stainless steel double ovens. The large island serves as a centerpiece, combining functionality and beauty to create the ultimate culinary space. The spacious family room is bathed in natural light and features a cozy fireplace, perfect for creating warm and memorable moments. Hardwood floors add a touch of refinement, while a sliding glass door leads you to the inviting covered patio, where you can unwind and enjoy the outdoors in comfort. On the second level, you'll discover a convenient laundry room and three generously sized secondary bedrooms. The impressive owner's suite is a private retreat, complete with a separate sitting room, a luxurious ensuite boasting a mega shower, and a walk-in closet that caters to all your storage needs. Venture up to the third floor, where you'll find a full bath, an additional bedroom, a media room, and a game room. This versatile space offers endless possibilities, providing the perfect setting for entertainment, relaxation, or even a private home office. In addition to its remarkable features, this home is ideally located within close proximity to amenities, parks, schools, and major transportation routes. Don't miss the opportunity to make this extraordinary residence your own - schedule a showing today and experience the epitome of refined living!
Source: GAMLS #10393027
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10393027
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10393027
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.