24479 Tia Ct, Punta Gorda, FL 33955
3 beds · 2 baths · 1,827 sqft
Don’t miss this must-see TURN-KEY home at 24479 Tia Court in beautiful Punta Gorda! This custom-built, open-concept pool home offers 3 bedrooms, 2 baths, and is loaded with upgrades. The expansive brick-paver driveway and walkway set the stage for a grand entrance through the double front doors. The moment you step inside, you’ll be greeted by a view of the stunning lagoon-style pool surrounded by lush landscaping. Set on a cul de sac lot with no immediate neighbors, you’ll enjoy both peace and privacy! You’ll love how Florida’s natural light cascades into the home from transom windows, multi-slide stack doors, and more. The kitchen is a chef's delight, complete with updated stainless-steel appliances, quality wood cabinets, a spacious island bar, walk-in pantry, and brand-new washer and dryer in the adjacent laundry room that offers plenty of cabinets for storage. The master suite, located to the right of the home, is a private retreat featuring two customized walk-in closets, a luxurious ensuite bath with double vanities, a Jacuzzi tub, and a walk-in shower. The split floor plan offers two additional bedrooms and a second full bath on the opposite side of the home, perfect for family or guests. One spare bedroom features a beautiful cabinet queen size murphy bed. Outside, the spacious lanai offers the perfect setting to relax with family and friends, with the home's south-facing orientation providing the ultimate sun exposure throughout the day, then enjoying the beautiful Florida sunsets in the evening. The updated saltwater pool features a new chlorinator, pool filter, pump, plumbing, and a new pool cage ensuring years of enjoyment. Major updates include a new metal roof, HVAC, exterior paint, and garage door opener. Other recent updates include luxury vinyl tile in the bedrooms, ceiling fans, exterior lighting, and landscape irrigation timer. Located in the desirable Burnt Store Lakes community, with scenic lakes, a community park, a low HOA fee, a friendly neighborhood, and just minutes from the cute downtown of Punta Gorda, Fort Myers, and Gulf Coast beaches. Don’t miss out on this meticulously maintained and move-in-ready paradise. You’ll love this home! Buyer to verify room dimensions. Taxes were $4029 in 2020, $4089 in 2021, $4082 in 2022, and $10,866 in 2023. The tax increase reflects a PACE loan that will be satisfied at closing. Taxes will resume at the normal tax rate after closing.
Source: STELLAR #c7500321
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7500321
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7500321
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.