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$335,000
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2445 SE 10th St, Homestead, FL 33035

3 beds · 3 baths · 1,302 sqft

Concierge

Get a free consultation call with an expert in the mortgage assumption process.

Discover your dream home at Townhouses at Seascape in Homestead! This exquisite 3-bd, 2.5-ba townhouse offers modern elegance and comfort. Built in 2021, the residence boasts contemporary design and high-end finishes throughout. It has spacious bedrooms and the master suite includes an en-suite bathroom. Entertain guests in the open living area, with natural light streaming through large windows. The kitchen features sleek appliances and ample counter space, perfect for culinary enthusiasts. Enjoy the convenience of a washer and dryer within the unit, streamlining your daily routine. Step outside to your private patio, an ideal spot for al fresco dining or relaxation. With 2 assigned parking spaces, parking is a breeze.

Estimated
Seller's interest rate
2.9%
7%
Estimated
Monthly payment

$2,081
$2,740
You may also save up to $206,351 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $2,740 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.9%
Remaining term
26 yrs and 1 mo
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,081
Principal & interest
$1,250
Mortgage insurance
$212
Property taxes
$138
Home insurance
$304
HOA fees
$175
Utilities
Not included

Source: Public records

Home details
Size
1,302 sqft
Price per sq ft
$287
Year built
2021
Type
Townhouse
HOA dues
$175.00

Source: MIAMIRE #A11776183

Frequently asked questions

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

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Last updated: Jun 02, 2025 06:43 am
Listing agent: Vanessa Hernandez (786) 301-0737
Listing provided courtesy of: The Keyes Company (305) 531-5803
Details provided by MIAMIRE and may not match the public record.
MLS ID: #A11776183
Information deemed reliable but not guaranteed. Information is provided, in part, by Greater Miami MLS. This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
This information being provided is for consumer's personal, non-commercial use and may not be used for any other purpose other than to identify prospective properties consumers may be interested in purchasing.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
$2,081
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